MoneyPass ATMs Near Me: How to Find Them

The MoneyPass network offers about 40,000 ATMs to consumers throughout the U.S., usually through online banks.

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Published · 2 min read
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Written by Spencer Tierney
Senior Writer
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Edited by Tony Armstrong
Lead Assigning Editor
Fact Checked

MoneyPass is one of the biggest ATM networks in the U.S. It’s owned by the global payments company Fiserv. About 2,000 institutions, including online banks, belong to the MoneyPass network in order to give their customers fee-free access to ATMs nationwide.

What is a MoneyPass ATM?

A MoneyPass ATM belongs to the MoneyPass network of about 40,000 ATMs nationwide that are free for customers at participating banks. MoneyPass ATMs are largely used for cash withdrawals, though some also accept cash or check deposits. These ATMs have a MoneyPass logo.

Did you know...

One ATM transaction can cost you two fees: Your bank’s out-of-network fee and an ATM operator’s fee. Look for ATMs that are “in-network” which don’t cost you either fee. Learn more about avoiding ATM fees.

MoneyPass ATMs are free to use if your bank is part of the network. Unlike bank-owned ATMs such as Chase ATMs or Bank of America ATMs, MoneyPass ATMs are part of a shared network that various banks and other providers can join. You can find MoneyPass ATMs at various retail locations, including 7-Eleven, as well as some bank branches. Shared ATMs are common among online banks, which usually lack physical locations.

Where is a MoneyPass ATM near me?

If your bank or other financial institution participates in the MoneyPass ATM network, you can generally find a MoneyPass ATM locator through its website or mobile app. Alternatively, you can go to moneypass.com to see an ATM locator. In cases where there are multiple ATMs in one location, look for MoneyPass’s logo on the ATM or on the machine’s screen.

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Is my bank part of the MoneyPass network?

Check your bank’s website or mobile app for ATM information, such as the number of fee-free machines or an ATM locator tool. Banks that provide fee-free ATM access through a third-party network might not specify which network, but many do. Third-party ATM networks include MoneyPass, Allpoint and Co-Op, among others. Some banks and credit unions may provide ATM fee reimbursements as a perk.

» See more options: Best banks with no ATM fees

Can I deposit money at a MoneyPass ATM?

Some MoneyPass ATMs accept deposits — letting you add cash or a check to your bank account — but it’s also up to your bank or other financial institution to offer deposit-accepting MoneyPass ATMs as part of their services.

Can I get reimbursed if a MoneyPass ATM charges me a fee?

If your bank is part of the MoneyPass network, you generally can be reimbursed for the fee amount you were charged. You might need to reach out to your bank and provide information such as the date and time of the ATM transaction and the ATM’s address, which you might find on the receipt.

Notable banks and others that use the MoneyPass network

Some major online banks and other financial institutions, including neobanks — or nonbank fintech firms — are part of the MoneyPass ATM network. This list isn’t exhaustive, but institutions mentioned offer their customers fee-free access to this ATM network. Click to read reviews for each institution:

*This institution also belongs to the Allpoint ATM network.

A neobank such as Chime is a third-party banking technology platform that partners with banks to provide accounts to customers. Funds deposited at a neobank are ultimately held at the partner banks. The funds are FDIC insured in the event of the partner bank’s failure and only if the neobank maintained accurate deposit records. (Learn more about how neobanks work.)

Chime says: “Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.”

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