8 Benefits of the Wells Fargo Autograph Journey Card

It offers an annual airline statement credit, travel protections, cell phone insurance and more.

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Written by Sara Rathner
Senior Writer/Spokesperson
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Edited by Kenley Young
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The Wells Fargo Autograph Journey℠ Card launched in March 2024 as a higher-tier alternative to the $0-annual-fee Wells Fargo Autograph℠ Card. The Wells Fargo Autograph Journey℠ Card has a $95 annual fee, but earns higher rewards rates in certain categories and offers additional perks, including an annual airfare credit and trip cancellation reimbursement.

Here are the card’s benefits:

Wells Fargo Autograph Journey℠ Credit Card
NerdWallet rating 

Spending rewards

1. High ongoing rates

The Wells Fargo Autograph Journey℠ Card earns:

  • 5 points per $1 on hotels.

  • 4 points per $1 on airlines.

  • 3 points per $1 on other travel and dining.

  • 1 point per $1 on all other purchases.

2. A sign-up bonus

Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.

3. A variety of redemption options

Redeem points for travel, cash back, gift cards or merchandise. You can also pay with points at participating merchants, or transfer points to Wells Fargo’s travel partners (more on that below).

Travel and entertainment benefits

4. Airline statement credit

Get a $50 statement credit each year for an airline purchase of at least $50. This is automatically applied to your account when you make an eligible purchase.

5. Transfer partners

With the Wells Fargo Autograph Journey℠ Card, you can transfer points to partnering airline and hotel loyalty programs:

Airlines

Hotels

6. Special access to live entertainment

Holders of the Wells Fargo Autograph Journey℠ Card get access to Autograph Card Exclusives, a feature that lets you buy tickets to see major musical acts in smaller, more intimate venues.

Travel and shopping protections

7. Travel protection

Get reimbursed up to $15,000 if your trip is interrupted or canceled for a covered reason. This benefit covers you and your travel companions for costs including unused transportation, lodging, and tour and activity fees. You can also get reimbursed for travel nightmares like lost baggage.

8. Cell phone protection

Use the Wells Fargo Autograph Journey℠ Card to pay your cell phone bill and get reimbursed up to $1,000 per claim (with a limit of two claims per year) if your cell phone is damaged or stolen.

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