Best Credit Cards for Entertainment Spending of December 2024
Updated: Nov 19, 2024
+ 2 more+ 2 more
Whatever your definition of "entertainment," whether it's barhopping or binge-watching, a movie at the theater or a play at the theatre, there's at least one credit card (and often more than one) that will give you extra rewards for pursuing those passions.
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400+ credit cards reviewed by our team of experts (See our top picks)
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Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Whatever your definition of "entertainment," whether it's barhopping or binge-watching, a movie at the theater or a play at the theatre, there's at least one credit card (and often more than one) that will give you extra rewards for pursuing those passions.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards.
Their work has appeared in The Associated Press, USA Today,
The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America"
and many other national, regional and local media outlets.
Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Show More
Whatever your definition of "entertainment," whether it's barhopping or binge-watching, a movie at the theater or a play at the theatre, there's at least one credit card (and often more than one) that will give you extra rewards for pursuing those passions.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Whatever your definition of "entertainment," whether it's barhopping or binge-watching, a movie at the theater or a play at the theatre, there's at least one credit card (and often more than one) that will give you extra rewards for pursuing those passions.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
NerdWallet's Best Credit Cards for Entertainment Spending of December 2024
Capital One Savor Cash Rewards Credit Card: Best for Nights out with no annual fee
Blue Cash Preferred® Card from American Express: Best for Entertaining at home
U.S. Bank Cash+® Visa Signature® Card: Best for Moviegoers
Citi Custom Cash® Card: Best for Live entertainment
Chase Sapphire Preferred® Card: Best for Travel rewards
Citi Double Cash® Card: Best for Simplicity
The Platinum Card® from American Express: Best for Unique experiences
Show SummaryHide Summary
Best Credit Cards for Entertainment Spending From Our Partners
| Credit card | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
|---|---|---|---|---|---|
 Capital One Savor Cash Rewards Credit CardApply Now on Capital One's website on Capital One's website | Best for Nights out with no annual fee | $0 | 1%-8% | $250 | Apply Now on Capital One's website on Capital One's website |
 Chase Sapphire Preferred® CardApply Now on Chase's website on Chase's website | Best for Travel rewards | $95 | 1x-5x | 60,000 points | Apply Now on Chase's website on Chase's website |
 The Platinum Card® from American ExpressApply Now on American Express' website on American Express' website | Best for Unique experiences | $695 | 1x-5x | 80,000 points | Apply Now on American Express' website on American Express' website |
 Citi Double Cash® CardApply Now on Citibank's application on Citibank's application | Best for Simplicity | $0 | 1%-5% | $200 | Apply Now on Citibank's application on Citibank's application |
 Blue Cash Preferred® Card from American ExpressApply Now on American Express' website on American Express' website | Best for Entertaining at home | $0 intro annual fee for the first year, then $95. | 1%-6% | $250 | Apply Now on American Express' website on American Express' website |
 Citi Custom Cash® CardApply Now on Citibank's application on Citibank's application | Best for Live entertainment | $0 | 1%-5% | $200 | Apply Now on Citibank's application on Citibank's application |
 U.S. Bank Cash+® Visa Signature® CardApply Now on U.S. Bank's website on U.S. Bank's website | Best for Moviegoers | $0 | 1%-5% | $200 | Apply Now on U.S. Bank's website on U.S. Bank's website |
Find the right credit card for you.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.
Nights out with no annual fee
The Capital One Savor Cash Rewards Credit Card is an ideal companion for a night on the town, with restaurants and all kinds of entertainment spending earning unlimited 3% cash back.
Our Take
You'll earn 3% cash back at restaurants, at grocery stores, on entertainment and on popular streaming services like Netflix, Hulu and Disney+. Purchases through Capital One Entertainment earn 8% back. Other spending earns 1%. The 3% "entertainment" category is broad, including such things as movies, plays, concerts, sporting events, tourist attractions, theme parks, aquariums, zoos, dance clubs, pool halls, bowling alleys and record stores. There's a solid bonus offer, too. And there's no annual fee.
If your spending is more concentrated in one food category over the other — dining out or cooking at home — you might do better with a card that specializes in one of those areas.
The Capital One Savor Cash Rewards Credit Card is an ideal companion for a night on the town, with restaurants and all kinds of entertainment spending earning unlimited 3% cash back.
Travel rewards
If your version of entertainment requires a trip farther from home than the local watering hole, the introductory offer and ongoing rewards on the Chase Sapphire Preferred® Card can help you pay for that excursion.
Product Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Our Take
You earn 5 points per $1 spent on travel booked through Chase; 3 points per dollar on dining, select streaming services and online grocery purchases (not including Target, Walmart and wholesale clubs); 2 points per dollar on travel not purchased through Chase; and 1 point per dollar on other purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to a dozen airline and hotel programs. Bonus offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
The card has an annual fee — $95 — but avid travelers will attest that the benefits can be well worth it.
If your version of entertainment requires a trip farther from home than the local watering hole, the introductory offer and ongoing rewards on the Chase Sapphire Preferred® Card can help you pay for that excursion.
Unique experiences
The Platinum Card® from American Express is a great choice for those who travel enough to offset the annual fee with the card’s lavish perks. If your definition of entertainment includes travel and you value unique experiences, this card may match your lifestyle.
Product Details
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.¤
- Terms Apply.
- View Rates & Fees
Our Take
This card can get you into curated By Invitation Only experiences. These are customized events for those interested in sports, fashion, fine dining, arts, theater and more. Plus, you’ll get access to a concierge service that can help you score event tickets. The extensive list of other perks on the card is too long to cover here (see our review for the full rundown). As for rewards, you can earn up to 5 points per dollar on eligible travel (terms apply), and the card's welcome offer is outstanding.
There's no two ways about it: The $695 annual fee is a serious investment.
The Platinum Card® from American Express is a great choice for those who travel enough to offset the annual fee with the card’s lavish perks. If your definition of entertainment includes travel and you value unique experiences, this card may match your lifestyle.
Simplicity
Entertainment optimizers may be able to earn higher rewards by juggling multiple cards. But the Citi Double Cash® Card appeals to those who like to keep things simple, with a high rate on all purchases.
Product Details
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- View Rates & Fees
Our Take
You earn 2% cash back on all purchases: 1% when you buy something and another 1% when you pay it off. No categories to track or bonus caps to worry about.
The value of this card lies entirely in its high ongoing rewards rate. It doesn't usually offer a sign-up bonus.
Entertainment optimizers may be able to earn higher rewards by juggling multiple cards. But the Citi Double Cash® Card appeals to those who like to keep things simple, with a high rate on all purchases.
Entertaining at home
Eye-popping cash back rewards at U.S. supermarkets and on select U.S. streaming services make the Blue Cash Preferred® Card from American Express a superb card for at-home entertaining.
Product Details
- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.49% - 29.49%.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations.
- 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
- Terms Apply.
- View Rates & Fees
Our Take
You earn 6% cash back on up to $6,000 spent per year at U.S. supermarkets (then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations and on transit; and 1% on other spending. There's also a superb bonus offer for new cardholders: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms Apply.
This is the rare cash back card with an annual fee: $0 intro annual fee for the first year, then $95.. But you can make up for it with $131 a month in combined spending at U.S. supermarkets and on eligible streaming subscriptions, a very low bar for many households.
Eye-popping cash back rewards at U.S. supermarkets and on select U.S. streaming services make the Blue Cash Preferred® Card from American Express a superb card for at-home entertaining.
Live entertainment
If live shows are your thing, the Citi Custom Cash® Card can be just the ticket. It earns 5% cash back in your top eligible spending category, subject to program terms. Live entertainment is one of the categories.
Product Details
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash® Card account per person.
- View Rates & Fees
Our Take
You automatically earn 5% cash back in the eligible category where you spend the most money each billing cycle, on up to $500 per cycle in spending. Other spending earns 1% cash back. The live entertainment category includes tickets for things like concerts, live sporting events, live theater and orchestras. (Other categories: Grocery stores; restaurants; gas stations; streaming services; drugstores; home improvement stores; fitness clubs; select transit; and select travel.) There's a solid bonus offer, too.
When purchasing pricier tickets, you could bump up against the $500-per-cycle cap on spending eligible for 5% cash back.
If live shows are your thing, the Citi Custom Cash® Card can be just the ticket. It earns 5% cash back in your top eligible spending category, subject to program terms. Live entertainment is one of the categories.
Moviegoers
The U.S. Bank Cash+® Visa Signature® Card lets you choose your own bonus categories every quarter, allowing you to earn more rewards on frequent purchases. The card's 5% bonus categories include fast food and movie theaters (among several other choices).
Product Details
- $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
- 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
- 2% cash back on one everyday category like Gas Stations and EV Charging Stations, or Grocery Stores (excludes discount stores/supercenters and wholesale clubs).
- 1% cash back on all other eligible purchases.
- 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 18.74% - 28.99%.
- No Annual Fee
- Terms and conditions apply.
- View Rates & Fees
Our Take
You earn 5% cash back on up to $2,000 per quarter in combined spending in two categories you choose (from a list of 12); 2% cash back in one everyday category (groceries, restaurants or gas); and 1% on other spending. Other entertainment-aligned categories on the 5% list include TV, internet and streaming services; electronics stores and sporting goods stores. Bonus offer: $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.
Rotating category cards involve work, and this one adds an extra layer of effort because you have to pick your categories each quarter. Forget to do so, and you'll earn only 1%.
The U.S. Bank Cash+® Visa Signature® Card lets you choose your own bonus categories every quarter, allowing you to earn more rewards on frequent purchases. The card's 5% bonus categories include fast food and movie theaters (among several other choices).
FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR ENTERTAINMENT SPENDING
Confirm details on issuer's website before applying.
Capital One Savor Cash Rewards Credit Card
Our pick for: Nights out with no annual fee
Some credit cards reward you well for going out, others for staying in. The Capital One Savor Cash Rewards Credit Card is the rare card that does both. It offers a terrific cash-back rate not only on dining and entertainment but also at grocery stores and on popular streaming services. Toss in a good bonus offer and intro APR period, and this card is a winner. (see rates and fees). Read our review.
Blue Cash Preferred® Card from American Express
Our pick for: Entertaining at home
If your household spends a lot on groceries, gas, transit and streaming, the Blue Cash Preferred® Card from American Express is for you. The rewards it pays in those categories — particularly at U.S. supermarkets and on select U.S. streaming subscriptions — are among the richest of any card. There's a nice welcome offer for new cardholders and an introductory APR period, too. The generous benefits come at a cost, though: Unlike most cash-back cards, this one charges an annual fee. Terms apply. Read our review.
Wells Fargo Attune℠ Card
Our pick for: Broadest definition of entertainment
The Wells Fargo Attune℠ Card pays unlimited 4% cash back on a broad array of lifestyle categories, including movie theaters, bookstores, hobby shops, live entertainment, sports tickets, sporting goods, streaming services, pet care, spa services, self-care, amusement parks, museums, tourist attractions and much more. Other purchases earn 1%. The annual fee is $0. Read our review.
List of Wells Fargo Attune categories that earn 4% back
As of this writing, the following merchants will qualify as "self-care, planet-friendly, and recreation, sports and entertainment" purchases:
Self-care:
Beauty shops and barbershops.
Gym memberships and fitness studios.
Health and beauty spas.
Massage parlors.
Planet-friendly:
Antique shops.
Used merchandise and secondhand stores.
Bus lines.
Electric vehicle charging stations.
Local and suburban commuter passenger transportation, including ferries.
Passenger railways.
Other transportation services.
Sports, recreation and entertainment:
Artist supply and craft shops.
Camera and photographic supply stores.
Hobby, toy, and game shops.
Photofinishing laboratories and photo developing.
Sewing, needlework, fabric and piece goods stores.
Florists.
Florists supplies nursery stock and flowers.
Nurseries and lawn and garden supply stores.
Aquariums, seaquariums, dolphinariums, and zoos.
Amusement parks.
Billiard and pool establishments.
Bowling alleys.
Circuses, carnivals and fortune tellers.
Dance halls, studios and schools.
Public golf courses.
Recreation services not elsewhere classified.
Sporting and recreational camps.
Tourist attractions and exhibits.
Trailer parks and campgrounds.
Pet shops, pet foods, supplies stores and miscellaneous pet services.
Bicycle shops – sales and service.
Boat rentals and leasing.
Marinas, marine service and supplies.
Motor home and recreational vehicle rentals.
Sports and riding apparel stores.
Sporting goods stores.
Bands, orchestras and miscellaneous entertainers.
Commercial sports, professional sports clubs, athletic fields and sports promoters.
Ticket agencies and theatrical producers.
Bookstores.
Cable and other pay television.
Digital goods media – books, movies, digital artwork/images, music.
DVD/videotape rental stores.
Large digital goods merchant.
Motion picture theaters.
Music stores – musical instruments, pianos and sheet music.
Record stores.
U.S. Bank Cash+® Visa Signature® Card
Our pick for: Moviegoers
If you don't mind putting some work into your rewards, check out the U.S. Bank Cash+® Visa Signature® Card. It might be the most customizable cash back card available. You pick which categories earn the most cash back — you get two 5% categories and a 2% category — and you can change those options every quarter. There's a good bonus offer for new cardholders, too. Read our review.
Citi Custom Cash® Card
Our pick for: Live entertainment
The Citi Custom Cash® Card offers a lot of value for a $0 annual fee: 5% back automatically in your eligible top spending category on up to $500 spent per billing cycle (1% back on other spending). The list of eligible 5% categories is varied and includes biggies like restaurants, grocery stores and more. And unlike with its competitors, there's no activation schedule or bonus calendar to keep track of. Read our review.
Chase Sapphire Preferred® Card
Our pick for: Travel rewards
For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review.
Citi Double Cash® Card
Our pick for: Simplicity
Year after year, the Citi Double Cash® Card has been a top choice among flat-rate cash-back cards. You earn 2% cash back on every purchase — 1% when you buy something and 1% when you pay it off. There's no 0% intro period for purchases and no bonus categories, but the high rewards rate more than makes up for the lack of bells and whistles. Read our review.
The Platinum Card® from American Express
Our pick for: Unique experiences
The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.
Sony Visa® Credit Card
Our pick for: Sony aficionados
This card offers 5X rewards on entertainment spending (with a broad definition of entertainment) as well as on Sony purchases from authorized retailers, plus 2X at restaurants. Collecting your bonus points on Sony spending can be a hassle due to the redemption requirements, but if you’re willing to play by those rules, you could snag handsome rewards that later redeem for Sony products. Read our review.
PlayStation® Visa® Credit Card
Our pick for: Gamers
You'll get bonus rewards on PlayStation purchases, as well as on Internet service and at restaurants. There are a few hoops to jump through — shopping with authorized retailers, for instance, and submitting a bonus points form — but if you spend a lot of money in the PlayStation ecosystem, it can be worth your time. Read our review.
• • •
Last updated on November 19, 2024
Methodology
NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.
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