Bilt Cardholders Can Now Earn Up to 11x Points on Select Dining

Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.

Published · 1 min read
Profile photo of Craig Joseph
Written by Craig Joseph
Lead Writer
Profile photo of Erin Hurd
Edited by Erin Hurd
Fact Checked

Bilt Rewards, the first loyalty program that allows you to earn transaction fee-free points when paying rent, is getting more appetizing. Members can now earn 5x Bilt Points for dining at select restaurants, and those who hold the Bilt World Elite Mastercard® Credit Card can earn an additional 3x points when they pay the bill with the card, for a total of 8 points per $1 spent.

Bilt World Elite Mastercard Credit Card
NerdWallet rating 

Cardholders who dine at eligible restaurants on the first of each month can order up even more rewards. Since cardholders earn double rewards on purchases made on the first day of each month (dubbed “Rent Day”), those 3x points earned on dining will double to 6x points. Combined with the 5x Bilt Dining rewards earned at eligible restaurants, that's a whopping total of 11 points per $1 spent. (Cardholders must make 5 transactions per statement cycle to earn rewards on their card).

Bilt Rewards members who don't hold the Bilt World Elite Mastercard® Credit Card can still earn 5x points through Bilt Dining. In the Bilt app, just add any Visa, Mastercard or American Express card to your Bilt Wallet, and you'll get rewarded when you use that card on eligible dining purchases. You'll get a bonus of 100 Bilt Rewards points for each card you add to the Wallet, up to three cards.

Who doesn't want to be rewarded?
Create a NerdWallet account for personalized recommendations, and find the card that rewards you the most for your spending.

How does the Bilt Dining program stack up?

Currently, the Bilt Dining program includes over 2,100 eligible restaurants in 22 U.S. cities, including New York City, Boston, Atlanta, Dallas and Chicago.

While other dining programs have a broader footprint than Bilt Dining, most of them are tied to earning bonus points on a specific airline or hotel brand.

Bilt points, though, are more flexible — they can be transferred at a 1:1 ratio at a variety of travel partners, including Hyatt, Marriott and United, among others. They can also be redeemed toward rent, a down payment on a new house, fitness classes or unique art and decor. That flexibility makes the new Bilt Dining program valuable if you are dining in an eligible city.

🤓Nerdy Tip

You must make your dining purchase directly through the restaurant to earn Bilt Dining bonus rewards. Even if an eligible restaurant in the Bilt Dining program is available on a delivery service like Seamless, GrubHub or Uber Eats, you won't earn 5x points when you order through the app.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Get Started
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.