Discover’s 5% Bonus Categories for Q2 2025: Grocery Stores, Wholesale Clubs
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As the cost of groceries, and especially eggs, continues to climb, Discover’s bonus categories for the second quarter of 2025 are a timely gift.
From April 1 through June 30, 2025, qualifying Discover cardholders can earn 5% cash back at grocery stores and wholesale clubs on up to $1,500 in combined quarterly spending (1% back on everything else; activation is required). Eligible cards include the Discover it® Cash Back, the Discover it® Secured Credit Card and the Discover it® Chrome.
While grocery stores have been a bonus category for Discover every year since 2018, wholesale clubs have been less common. This quarter will offer cardholders the opportunity to earn cash back on top of savings gained from buying in bulk.
Note, though, that purchases from Walmart and Target don’t qualify to earn 5% back, and wholesaler Costco doesn’t accept Discover credit cards for in-person or online purchases. That's a pretty major asterisk, though not a problem for Sam's Club or BJ's Wholesale customers.
Cardholders won’t earn bonus cash back until they activate the two bonus categories, so you’ll want to opt in by April 1 to maximize earnings. Activate the bonus categories in the Discover app, online in the Discover portal, via reminder email from Discover, or over the phone with Discover’s customer service line.
Discover bonus rewards categories for 2025 | |
|---|---|
Q1 (Jan. 1-March 31) |
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Q2 (April 1–June 30) | TBD. (In 2024: Gas stations/EV charging stations; home improvement stores; public transit.) |
Q3 (July 1–Sept. 30) | TBD. (In 2024: Grocery stores; Walmart.) |
Q4 (Oct. 1–Dec. 31) | TBD. (In 2024: Amazon; Target.) |
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