IHG Credit Cards Boost Their Sign-Up Bonuses

With the change, both IHG credit cards will boast six-figure welcome offers.

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IHG&® One Rewards Traveler Credit Card
NerdWallet rating 

Both IHG credit cards — hotel cards that earn elevated points at IHG properties including Holiday Inn and many others — are increasing their welcome offers starting Feb. 8, 2024. The changes impact the IHG One Rewards Premier Credit Card and IHG One Rewards Traveler Credit Card, which are issued by Chase.

New IHG Premier cardholders will earn 165,000 bonus points after spending $3,000 on qualifying purchases on the card in the first three months from account opening, an increase of 25,000 points compared to the previous sign-up bonus.

New IHG Traveler cardholders will earn 100,000 bonus points after spending $2,000 on qualifying purchases on the card in the first three months from account opening. That’s a 20,000-point jump from the old welcome offer.

IHG® One Rewards Premier Credit Card
NerdWallet rating 

Notably, while the number of points increased for both sign-up bonuses, the spending requirements stayed the same.

NerdWallet values IHG points at 0.5 cent each. This is a baseline value, drawn from real-world data, not a maximized value. In other words, you should aim for award redemptions that offer 0.5 cent or more in value from your IHG points.

The IHG cards are solid options for travelers who frequent IHG properties. The IHG Premier and IHG Traveler cards offer massive rewards rates on IHG bookings — 26x and 17x, respectively — and the fourth night’s stay free when cardholders use points to book a hotel. However, the IHG Premier has an annual fee, while the IHG Traveler does not.

IHG One Rewards Traveler Credit Card

IHG One Rewards Premier Credit Card

Annual fee

$0.

$99.

Sign-up bonus

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

Rewards rate

  • Up to 17 points total per $1 spent at IHG (5 from card, 10 from loyalty program, 2 from automatic elite status).

  • 3 points per $1 spent on monthly bills, gas stations and restaurants.

  • 2 points per $1 spent on all other purchases.

  • Up to 26 points total per $1 spent at IHG (10 from card, 10 from loyalty program, 6 from automatic elite status).

  • 5 points per $1 spent on travel, gas stations and restaurants.

  • 3 points per $1 spent on all other purchases.

Other perks

Fourth night free when redeeming rewards for four or more nights. Earn Gold status when you spend $20,000 or more on your card in a calendar year.

  • Free anniversary night each year (up to 40,000 point value).

  • Fourth night free when redeeming rewards for four or more nights. Automatic Platinum status.

  • Get up to $50 United® Airlines TravelBank Cash each calendar year; registration required.

Foreign transaction fees

None.

None.

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