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BEST CREDIT CARDSBEST CREDIT CARDSBEST CREDIT CARDS FOR STREAMING SERVICES OF JANUARY 2025
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Best Credit Cards for Streaming Services of January 2025

Updated: Dec 23, 2024
Melissa Lambarena
Senior Writer
Caitlin Mims
Reviewed by
Content Management Specialist
Kenley Young
Edited by
Fact Checked
Assigning Editor
Fact Checked
Melissa Lambarena
Senior Writer
Caitlin Mims
Reviewed by
Content Management Specialist
Kenley Young
Edited by
Fact Checked
Assigning Editor
Fact Checked
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Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.

Video and music streaming services have become a popular bonus category on credit cards as media consumption patterns change. Where streaming subscriptions once fell into the "everything else" bucket that didn't qualify for bonus points or cash back, streaming is increasingly called out for rewards of 3%, 5% and even higher. Streaming might not be the sole reason to get a particular card, but it's a nice complementary category, for sure.

  • 400+ credit cards reviewed by our team of experts (See our top picks)

  • 80+ years of combined experience covering credit cards and personal finance

  • 27,000+ hours spent researching and reviewing financial products in the last 12 months

  • Objective comprehensive ratings rubrics (Methodology)

NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.

  • 400+ credit cards reviewed by our team of experts (See our top picks)

  • 80+ years of combined experience covering credit cards and personal finance

  • 27,000+ hours spent researching and reviewing financial products in the last 12 months

  • Objective comprehensive ratings rubrics (Methodology)

NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.

NerdWallet's Best Credit Cards for Streaming Services of January 2025

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Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR STREAMING SERVICES

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Before applying, confirm details on the issuer’s website.

Blue Cash Preferred® Card from American Express

Our pick for: Highest rewards rate

If your household spends a lot on groceries, gas, transit and streaming, the Blue Cash Preferred® Card from American Express is for you. The rewards it pays in those categories — particularly at U.S. supermarkets and on select U.S. streaming subscriptions — are among the richest of any card. There's a nice welcome offer for new cardholders and an introductory APR period, too. The generous benefits come at a cost, though: Unlike most cash-back cards, this one charges an annual fee. Terms apply. Read our review.

Which streaming services earn bonus rewards with the Blue Cash Preferred® Card from American Express?

The Blue Cash Preferred® Card from American Express earns 6% cash back on select U.S. streaming subscriptions. Terms apply. Only those services that are specifically identified on the issuer's website are eligible for the 6% cash back. Click below for the full list, as of October 2022.

  • Amazon Music Unlimited

  • Apple Music

  • Apple TV+

  • Audible

  • DirecTV Stream (formerly known as AT&T TV or AT&T TV NOW)

  • Disney+

  • ESPN+

  • Fubo TV

  • HBO Max

  • HBO (standalone streaming subscription only, formerly known as HBONow)

  • Hulu

  • iHeartRadio

  • Kindle Unlimited

  • Luminary

  • MLB.TV

  • NBA League Pass

  • Netflix

  • NHL.TV

  • Pandora

  • Paramount+

  • Peacock

  • Prime Video

  • Showtime

  • Sling TV

  • SiriusXM Streaming and Satellite

  • Spotify

  • Stitcher

  • Tidal Music

  • YouTube Music Premium

  • YouTube Premium

  • YouTube TV

More information available at American Express.

U.S. Bank Cash+® Visa Signature® Card

Our pick for: Customizable 5% cash back

If you don't mind putting some work into your rewards, check out the U.S. Bank Cash+® Visa Signature® Card. It might be the most customizable cash back card available. You pick which categories earn the most cash back — you get two 5% categories and a 2% category — and you can change those options every quarter. There's a good bonus offer for new cardholders, too. Read our review.

Which streaming services earn bonus rewards with the U.S. Bank Cash+® Visa Signature® Card?

The U.S. Bank Cash+® Visa Signature® Card offers "TV, internet and streaming services" among its 5% cash back categories. Whether a service actually earns 5% depends on the category code assigned to the merchant by Visa. The issuer doesn't offer a comprehensive list of eligible services but does provide examples. It notes: "While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized." Click below for the examples as of October 2022.

  • Amazon Music

  • Apple Music

  • Disney+

  • FandangoNOW

  • Google Play Music

  • Hulu

  • Netflix

  • Pandora

  • Sirius XM

  • Slacker Radio

  • Sling TV

  • Spotify

  • Vudu

  • YouTube

More information available at U.S. Bank.

Citi Custom Cash® Card

Our pick for: Automatic 5% cash back

The Citi Custom Cash® Card offers a lot of value for a $0 annual fee: 5% back automatically in your eligible top spending category on up to $500 spent per billing cycle (1% back on other spending). The list of eligible 5% categories is varied and includes biggies like restaurants, grocery stores and more. And unlike with its competitors, there's no activation schedule or bonus calendar to keep track of. Read our review.

Which streaming services earn bonus rewards with the Citi Custom Cash® Card?

The Citi Custom Cash® Card earns 5% cash back in the eligible category where you spend the most money each billing cycle (on up to $500 in spending). Those categories include streaming subscriptions. The issuer provides a list of services that qualify for the 5% cash back. Click below for the list as of October 2022.

  • Amazon Prime Video

  • Amazon Music

  • Apple Music

  • DirectTV Stream

  • Disney+

  • ESPN+

  • fuboTV

  • HBO Max

  • NBA League Pass

  • Netflix

  • Pandora

  • Paramount+

  • Showtime

  • SiriusXM

  • Sling TV

  • Spotify

  • Starz

  • Tidal

  • Vudu

  • YouTube Red (Note: This service is now referred to as YouTube Premium.)

  • YouTube TV

More information available at Citi.

Capital One Savor Cash Rewards Credit Card

Our pick for: Broad rewards on entertainment

Some credit cards reward you well for going out, others for staying in. The Capital One Savor Cash Rewards Credit Card is the rare card that does both. It offers a terrific cash-back rate not only on dining and entertainment but also at grocery stores and on popular streaming services. Toss in a good bonus offer and intro APR period, and this card is a winner. (see rates and fees). Read our review.

Which streaming services earn bonus rewards with the Capital One Savor Cash Rewards Credit Card?

Capital One says simply that "streaming purchases made from eligible music and video streaming services" will qualify for the 3% cash back on streaming with the Capital One Savor Cash Rewards Credit Card. The issuer identifies only Netflix, Hulu and Disney+ as examples of eligible services. However, it notes that "some services" are excluded, including Amazon Prime Video, AT&T TV (now known as DirecTV Stream), Verizon FIOS On Demand, audiobook subscription services and fitness programming.

Chase Sapphire Preferred® Card

Our pick for: Travel rewards

For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review.

Which streaming services earn bonus rewards with the Chase Sapphire Preferred® Card?

The Chase Sapphire Preferred® Card earns 3 points per dollar on select streaming services that "specialize in delivering music and video content over the internet." Only those services that are specifically identified on the issuer's website are eligible for the 3X rewards. Click below for the full list, as of October 2022.

  • Apple Music

  • Apple TV

  • Disney+

  • ESPN+

  • Fubo TV

  • HBO Max

  • Hulu

  • Netflix

  • Pandora

  • Paramount+

  • Peacock

  • Showtime

  • SiriusXM

  • Sling

  • Spotify

  • YouTube Premium

  • YouTube TV

  • Vudu

More information available at Chase.

Wells Fargo Active Cash® Card

Our pick for: Simplicity

Among flat-rate cash-back cards, you'll be hard-pressed to beat the Wells Fargo Active Cash® Card. It earns an unlimited 2% back on all purchases, which is excellent. But in addition, the card offers a rich sign-up bonus and a decent intro APR period on both purchases and balance transfers. That's an impressive, hard-to-find combination of features on a card with a $0 annual fee. Read our review.

Which streaming services earn bonus rewards with the Wells Fargo Active Cash® Card?

The Wells Fargo Active Cash® Card earns the same rewards rate — 2% cash back — on every purchase, regardless of category. That means you don't have to fret over whether this or that streaming service qualifies for the top rate. You can switch services without having to switch payment methods. It also means you can use the card for everything else and enjoy a solid rewards rate.

The Platinum Card® from American Express

Our pick for: Luxury travel perks

The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.

Which streaming services earn bonus rewards with the The Platinum Card® from American Express?

The Platinum Card® from American Express offers up to $20 a month in statement credits for digital entertainment. Terms apply; only services that are specifically identified by the issuer are eligible for those credits. Click below for the full list as of October 2022.

  • Disney+ (including the Disney Bundle)

  • ESPN+

  • Hulu

  • Peacock

  • The New York Times

  • Wall Street Journal

More information available at American Express.

Prime Visa

Our pick for: Amazon Prime Video fans

If you drop a lot of money at Amazon and/or Whole Foods Market, this is the card for you, with 5% back on such purchases, plus bonus rewards at restaurants and gas stations, plus local transit and commuting (including rideshare). There's no annual fee, but you have to be a Prime member, and that does have a fee. Read our review.

Which streaming services earn bonus rewards with the Prime Visa?

The Prime Visa doesn’t specifically reward you for streaming services — but Amazon Prime video and music streaming services are automatically included with your Prime membership, which you can pay for with this card. You’ll earn that same rich 5% back on digital downloads and on almost any purchase you make on Amazon.com.

Wells Fargo Attune World Elite Mastercard®

Our pick for: Self-care and eco-friendliness

The Wells Fargo Attune World Elite Mastercard® is a wellness- and environment-focused credit card that offers an unlimited 4% back in cash rewards across a broad range of spending — from spas and gym memberships to EV charging and public transit. That rich rate also applies to a variety of "sports, recreation and entertainment" categories that can be their own forms of self-care: golf courses, amusement parks, eligible streaming services and much more. Read our review.

Which streaming services earn bonus rewards with the Wells Fargo Attune World Elite Mastercard®?

The Wells Fargo Attune World Elite Mastercard earns 4% back in cash rewards on some of the biggest video and music streaming services, including (as of June 2024) the ones listed below.

  • Apple (Arcade, Fitness+, Music, News+, TV+).

  • Disney+.

  • ESPN+.

  • Hulu.

  • Netflix.

  • Pandora Plus.

  • Pandora Premium.

  • Peacock.

  • Prime Video.

  • Spotify Premium.

  • YouTube TV.

More information available at Wells Fargo.

PayPal Cashback Mastercard®

Our pick for: PayPal users

Earn unlimited 3% cash back on purchases made with the card through PayPal and unlimited 1.5% cash back on all other purchases. You'll need a PayPal account, but if you're the sort of person this card appeals to, you probably already have one. Read our review.

Which streaming services earn bonus rewards with the PayPal Cashback Mastercard®?

Any merchant that lets you pay through PayPal will earn 3% cash back with the PayPal Cashback Mastercard®. So if you're already paying for your streaming subscriptions via PayPal, you can incorporate this card pretty seamlessly — and get great cash back rewards for it.

• • •

To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page. To view rates and fees of The Platinum Card® from American Express, see this page.

Information about the Wells Fargo Attune World Elite Mastercard® has been collected by NerdWallet and has not been provided or reviewed by the issuer of this card.

ASK OUR CREDIT CARD EXPERTS

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Craig Joseph avatarCraig Joseph

WHAT CARD DO YOU USE FOR STREAMING?

I use the Cardless Boston Celtics card to earn 7% cash back on all my streaming purchases.

Craig Joseph avatar

Craig Joseph

Writer, travel rewards

WHAT CARD DO YOU USE FOR STREAMING?

The Platinum Card® from American Express offers a monthly streaming credit that covers Disney+ — the only streaming service I subscribe to.

Sally French avatar

Sally French

Writer/spokesperson, travel rewards

WHAT CARD DO YOU USE FOR STREAMING?

I don’t spend much on streaming, but I put these purchases on my U.S. Bank Cash+® . I give this card the sole task of earning 5% back on utilities and TV, internet and streaming services. It’s one way that I keep track of my spending in these categories.

Melissa Lambarena avatar

Melissa Lambarena

Writer, credit cards

WHAT CARD DO YOU USE FOR STREAMING?

Blue Cash Preferred® Card from American Express. Although the supermarket rewards get all the attention, the cash back I earn on my streaming subscriptions actually more than pays me back for the annual fee.

Paul Soucy avatar

Paul Soucy

Content director, credit cards and travel rewards

WHAT CARD DO YOU USE FOR STREAMING?

I use streaming subscriptions as a way to keep otherwise dormant cards active. I put the cards on autopay and keep them in a drawer. So, I suppose my answer is "miscellaneous."

Sara Rathner avatar

Sara Rathner

Writer/spokesperson, credit cards

WHAT CARD DO YOU USE FOR STREAMING?

See Sara's answer. That's what I do.

Kenley Young avatar

Kenley Young

Editor, credit cards

  • Craig Joseph avatarCraig Joseph
  • Sally French avatarSally French
  • Melissa Lambarena avatarMelissa Lambarena
  • Paul Soucy avatarPaul Soucy
  • Sara Rathner avatarSara Rathner
  • Kenley Young avatarKenley Young
  • WHAT CARD DO YOU USE FOR STREAMING?

    I use the Cardless Boston Celtics card to earn 7% cash back on all my streaming purchases.

    Craig Joseph avatar

    Craig Joseph

    Writer, travel rewards

    WHAT CARD DO YOU USE FOR STREAMING?

    The Platinum Card® from American Express offers a monthly streaming credit that covers Disney+ — the only streaming service I subscribe to.

    Sally French avatar

    Sally French

    Writer/spokesperson, travel rewards

    WHAT CARD DO YOU USE FOR STREAMING?

    I don’t spend much on streaming, but I put these purchases on my U.S. Bank Cash+® . I give this card the sole task of earning 5% back on utilities and TV, internet and streaming services. It’s one way that I keep track of my spending in these categories.

    Melissa Lambarena avatar

    Melissa Lambarena

    Writer, credit cards

    WHAT CARD DO YOU USE FOR STREAMING?

    Blue Cash Preferred® Card from American Express. Although the supermarket rewards get all the attention, the cash back I earn on my streaming subscriptions actually more than pays me back for the annual fee.

    Paul Soucy avatar

    Paul Soucy

    Content director, credit cards and travel rewards

    WHAT CARD DO YOU USE FOR STREAMING?

    I use streaming subscriptions as a way to keep otherwise dormant cards active. I put the cards on autopay and keep them in a drawer. So, I suppose my answer is "miscellaneous."

    Sara Rathner avatar

    Sara Rathner

    Writer/spokesperson, credit cards

    WHAT CARD DO YOU USE FOR STREAMING?

    See Sara's answer. That's what I do.

    Kenley Young avatar

    Kenley Young

    Editor, credit cards

    METHODOLOGY

    BACK TO TOP

    NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.

    About the author

    Portrait of author

    Melissa Lambarena

    Melissa is a credit cards writer at NerdWallet. Her work has been featured by The Associated Press, New York Times, Washington Post and USA Today. Read full profile
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