Best Credit Cards for Streaming Services of November 2024
Updated: Oct 23, 2024+ 2 more+ 2 more
Video and music streaming services have become a popular bonus category on credit cards as media consumption patterns change. Where streaming subscriptions once fell into the "everything else" bucket that didn't qualify for bonus points or cash back, streaming is increasingly called out for rewards of 3%, 5% and even higher. Streaming might not be the sole reason to get a particular card, but it's a nice complementary category, for sure.
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Video and music streaming services have become a popular bonus category on credit cards as media consumption patterns change. Where streaming subscriptions once fell into the "everything else" bucket that didn't qualify for bonus points or cash back, streaming is increasingly called out for rewards of 3%, 5% and even higher. Streaming might not be the sole reason to get a particular card, but it's a nice complementary category, for sure.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards.
Their work has appeared in The Associated Press, USA Today,
The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America"
and many other national, regional and local media outlets.
Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
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Video and music streaming services have become a popular bonus category on credit cards as media consumption patterns change. Where streaming subscriptions once fell into the "everything else" bucket that didn't qualify for bonus points or cash back, streaming is increasingly called out for rewards of 3%, 5% and even higher. Streaming might not be the sole reason to get a particular card, but it's a nice complementary category, for sure.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Video and music streaming services have become a popular bonus category on credit cards as media consumption patterns change. Where streaming subscriptions once fell into the "everything else" bucket that didn't qualify for bonus points or cash back, streaming is increasingly called out for rewards of 3%, 5% and even higher. Streaming might not be the sole reason to get a particular card, but it's a nice complementary category, for sure.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
NerdWallet's Best Credit Cards for Streaming Services of November 2024
Blue Cash Preferred® Card from American Express: Best for Highest rewards rate
U.S. Bank Cash+® Visa Signature® Card: Best for Customizable 5% cash back
Citi Custom Cash® Card: Best for Automatic 5% cash back
Capital One Savor Cash Rewards Credit Card: Best for Broad rewards on entertainment
Chase Sapphire Preferred® Card: Best for Travel rewards
Wells Fargo Active Cash® Card: Best for Simplicity
Prime Visa: Best for Amazon Prime video and music
The Platinum Card® from American Express: Best for Luxury travel perks
Show SummaryHide Summary
Find the right credit card for you.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.
Amazon Prime video and music
Customizable 5% cash back
Broad rewards on entertainment
Luxury travel perks
Simplicity
Travel rewards
Automatic 5% cash back
Highest rewards rate
FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR STREAMING SERVICES
Before applying, confirm details on the issuer’s website.
Blue Cash Preferred® Card from American Express
Our pick for: Highest rewards rate
If your household spends a lot on groceries, gas, transit and streaming, the Blue Cash Preferred® Card from American Express is for you. The rewards it pays in those categories — particularly at U.S. supermarkets and on select U.S. streaming subscriptions — are among the richest of any card. There's a nice welcome offer for new cardholders and an introductory APR period, too. The generous benefits come at a cost, though: Unlike most cash-back cards, this one charges an annual fee. Terms apply. Read our review.
Which streaming services earn bonus rewards with the Blue Cash Preferred® Card from American Express?
The Blue Cash Preferred® Card from American Express earns 6% cash back on select U.S. streaming subscriptions. Terms apply. Only those services that are specifically identified on the issuer's website are eligible for the 6% cash back. Click below for the full list, as of October 2022.
Streaming services for the Blue Cash Preferred® Card from American Express
Amazon Music Unlimited
Apple Music
Apple TV+
Audible
DirecTV Stream (formerly known as AT&T TV or AT&T TV NOW)
Disney+
ESPN+
Fubo TV
HBO Max
HBO (standalone streaming subscription only, formerly known as HBONow)
Hulu
iHeartRadio
Kindle Unlimited
Luminary
MLB.TV
NBA League Pass
Netflix
NHL.TV
Pandora
Paramount+
Peacock
Prime Video
Showtime
Sling TV
SiriusXM Streaming and Satellite
Spotify
Stitcher
Tidal Music
YouTube Music Premium
YouTube Premium
YouTube TV
More information available at American Express.
U.S. Bank Cash+® Visa Signature® Card
Our pick for: Customizable 5% cash back
If you don't mind putting some work into your rewards, check out the U.S. Bank Cash+® Visa Signature® Card. It might be the most customizable cash back card available. You pick which categories earn the most cash back — you get two 5% categories and a 2% category — and you can change those options every quarter. There's a good bonus offer for new cardholders, too. Read our review.
Which streaming services earn bonus rewards with the U.S. Bank Cash+® Visa Signature® Card?
The U.S. Bank Cash+® Visa Signature® Card offers "TV, internet and streaming services" among its 5% cash back categories. Whether a service actually earns 5% depends on the category code assigned to the merchant by Visa. The issuer doesn't offer a comprehensive list of eligible services but does provide examples. It notes: "While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized." Click below for the examples as of October 2022.
Streaming services for the U.S. Bank Cash+® Visa Signature® Card
Amazon Music
Apple Music
Disney+
FandangoNOW
Google Play Music
Hulu
Netflix
Pandora
Sirius XM
Slacker Radio
Sling TV
Spotify
Vudu
YouTube
More information available at U.S. Bank.
Citi Custom Cash® Card
Our pick for: Automatic 5% cash back
The Citi Custom Cash® Card offers a lot of value for a $0 annual fee: 5% back automatically in your eligible top spending category on up to $500 spent per billing cycle (1% back on other spending). The list of eligible 5% categories is varied and includes biggies like restaurants, grocery stores and more. And unlike with its competitors, there's no activation schedule or bonus calendar to keep track of. Read our review.
Which streaming services earn bonus rewards with the Citi Custom Cash® Card?
The Citi Custom Cash® Card earns 5% cash back in the eligible category where you spend the most money each billing cycle (on up to $500 in spending). Those categories include streaming subscriptions. The issuer provides a list of services that qualify for the 5% cash back. Click below for the list as of October 2022.
Streaming services for the Citi Custom Cash® Card
Amazon Prime Video
Amazon Music
Apple Music
DirectTV Stream
Disney+
ESPN+
fuboTV
HBO Max
NBA League Pass
Netflix
Pandora
Paramount+
Showtime
SiriusXM
Sling TV
Spotify
Starz
Tidal
Vudu
YouTube Red (Note: This service is now referred to as YouTube Premium.)
YouTube TV
More information available at Citi.
Capital One Savor Cash Rewards Credit Card
Our pick for: Broad rewards on entertainment
Some credit cards reward you well for going out, others for staying in. The Capital One Savor Cash Rewards Credit Card is the rare card that does both. It offers a terrific cash-back rate not only on dining and entertainment but also at grocery stores and on popular streaming services. Toss in a good bonus offer and intro APR period, and this card is a winner. (see rates and fees). Read our review.
Which streaming services earn bonus rewards with the Capital One Savor Cash Rewards Credit Card?
Capital One says simply that "streaming purchases made from eligible music and video streaming services" will qualify for the 3% cash back on streaming with the Capital One Savor Cash Rewards Credit Card. The issuer identifies only Netflix, Hulu and Disney+ as examples of eligible services. However, it notes that "some services" are excluded, including Amazon Prime Video, AT&T TV (now known as DirecTV Stream), Verizon FIOS On Demand, audiobook subscription services and fitness programming.
Chase Sapphire Preferred® Card
Our pick for: Travel rewards
For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review.
Which streaming services earn bonus rewards with the Chase Sapphire Preferred® Card?
The Chase Sapphire Preferred® Card earns 3 points per dollar on select streaming services that "specialize in delivering music and video content over the internet." Only those services that are specifically identified on the issuer's website are eligible for the 3X rewards. Click below for the full list, as of October 2022.
Streaming services for the Chase Sapphire Preferred® Card
Apple Music
Apple TV
Disney+
ESPN+
Fubo TV
HBO Max
Hulu
Netflix
Pandora
Paramount+
Peacock
Showtime
SiriusXM
Sling
Spotify
YouTube Premium
YouTube TV
Vudu
More information available at Chase.
Wells Fargo Active Cash® Card
Our pick for: Simplicity
Among flat-rate cash-back cards, you'll be hard-pressed to beat the Wells Fargo Active Cash® Card. It earns an unlimited 2% back on all purchases, which is excellent. But in addition, the card offers a rich sign-up bonus and a decent intro APR period on both purchases and balance transfers. That's an impressive, hard-to-find combination of features on a card with a $0 annual fee. Read our review.
Which streaming services earn bonus rewards with the Wells Fargo Active Cash® Card?
The Wells Fargo Active Cash® Card earns the same rewards rate — 2% cash back — on every purchase, regardless of category. That means you don't have to fret over whether this or that streaming service qualifies for the top rate. You can switch services without having to switch payment methods. It also means you can use the card for everything else and enjoy a solid rewards rate.
The Platinum Card® from American Express
Our pick for: Luxury travel perks
The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.
Which streaming services earn bonus rewards with the The Platinum Card® from American Express?
The Platinum Card® from American Express offers up to $20 a month in statement credits for digital entertainment. Terms apply; only services that are specifically identified by the issuer are eligible for those credits. Click below for the full list as of October 2022.
Streaming services for The Platinum Card® from American Express
Disney+ (including the Disney Bundle)
ESPN+
Hulu
Peacock
The New York Times
Wall Street Journal
More information available at American Express.
Prime Visa
Our pick for: Amazon Prime Video fans
If you drop a lot of money at Amazon and/or Whole Foods Market, this is the card for you, with 5% back on such purchases, plus bonus rewards at restaurants and gas stations, plus local transit and commuting (including rideshare). There's no annual fee, but you have to be a Prime member, and that does have a fee. Read our review.
Which streaming services earn bonus rewards with the Prime Visa?
The Prime Visa doesn’t specifically reward you for streaming services — but Amazon Prime video and music streaming services are automatically included with your Prime membership, which you can pay for with this card. You’ll earn that same rich 5% back on digital downloads and on almost any purchase you make on Amazon.com.
Wells Fargo Attune World Elite Mastercard®
Our pick for: Self-care and eco-friendliness
The Wells Fargo Attune World Elite Mastercard® is a wellness- and environment-focused credit card that offers an unlimited 4% back in cash rewards across a broad range of spending — from spas and gym memberships to EV charging and public transit. That rich rate also applies to a variety of "sports, recreation and entertainment" categories that can be their own forms of self-care: golf courses, amusement parks, eligible streaming services and much more. Read our review.
Which streaming services earn bonus rewards with the Wells Fargo Attune World Elite Mastercard®?
The Wells Fargo Attune World Elite Mastercard earns 4% back in cash rewards on some of the biggest video and music streaming services, including (as of June 2024) the ones listed below.
Streaming services for the Wells Fargo Attune World Elite Mastercard®
Apple (Arcade, Fitness+, Music, News+, TV+).
Disney+.
ESPN+.
Hulu.
Netflix.
Pandora Plus.
Pandora Premium.
Peacock.
Prime Video.
Spotify Premium.
YouTube TV.
More information available at Wells Fargo.
PayPal Cashback Mastercard®
Our pick for: PayPal users
Earn unlimited 3% cash back on purchases made with the card through PayPal and unlimited 1.5% cash back on all other purchases. You'll need a PayPal account, but if you're the sort of person this card appeals to, you probably already have one. Read our review.
Which streaming services earn bonus rewards with the PayPal Cashback Mastercard®?
Any merchant that lets you pay through PayPal will earn 3% cash back with the PayPal Cashback Mastercard®. So if you're already paying for your streaming subscriptions via PayPal, you can incorporate this card pretty seamlessly — and get great cash back rewards for it.
• • •
To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page. To view rates and fees of The Platinum Card® from American Express, see this page.
Information about the Wells Fargo Attune World Elite Mastercard® has been collected by NerdWallet and has not been provided or reviewed by the issuer of this card.
ASK OUR CREDIT CARD EXPERTS
Sally French
WHAT CARD DO YOU USE FOR STREAMING?
The Platinum Card® from American Express offers a monthly streaming credit that covers Disney+ — the only streaming service I subscribe to.
Sally French
Writer/spokesperson, travel rewards
Melissa Lambarena
WHAT CARD DO YOU USE FOR STREAMING?
I don’t spend much on streaming, but I put these purchases on my U.S. Bank Cash+® . I give this card the sole task of earning 5% back on utilities and TV, internet and streaming services. It’s one way that I keep track of my spending in these categories.
Melissa Lambarena
Writer, credit cards
Paul Soucy
WHAT CARD DO YOU USE FOR STREAMING?
Blue Cash Preferred® Card from American Express. Although the supermarket rewards get all the attention, the cash back I earn on my streaming subscriptions actually more than pays me back for the annual fee.
Paul Soucy
Content director, credit cards and travel rewards
Sara Rathner
WHAT CARD DO YOU USE FOR STREAMING?
I use streaming subscriptions as a way to keep otherwise dormant cards active. I put the cards on autopay and keep them in a drawer. So, I suppose my answer is "miscellaneous."
Sara Rathner
Writer/spokesperson, credit cards
Kenley Young
WHAT CARD DO YOU USE FOR STREAMING?
See Sara's answer. That's what I do.
Kenley Young
Editor, credit cards
WHAT CARD DO YOU USE FOR STREAMING?
I use the Cardless Boston Celtics card to earn 7% cash back on all my streaming purchases.
Craig Joseph
Writer, travel rewards
WHAT CARD DO YOU USE FOR STREAMING?
The Platinum Card® from American Express offers a monthly streaming credit that covers Disney+ — the only streaming service I subscribe to.
Sally French
Writer/spokesperson, travel rewards
WHAT CARD DO YOU USE FOR STREAMING?
I don’t spend much on streaming, but I put these purchases on my U.S. Bank Cash+® . I give this card the sole task of earning 5% back on utilities and TV, internet and streaming services. It’s one way that I keep track of my spending in these categories.
Melissa Lambarena
Writer, credit cards
WHAT CARD DO YOU USE FOR STREAMING?
Blue Cash Preferred® Card from American Express. Although the supermarket rewards get all the attention, the cash back I earn on my streaming subscriptions actually more than pays me back for the annual fee.
Paul Soucy
Content director, credit cards and travel rewards
WHAT CARD DO YOU USE FOR STREAMING?
I use streaming subscriptions as a way to keep otherwise dormant cards active. I put the cards on autopay and keep them in a drawer. So, I suppose my answer is "miscellaneous."
Sara Rathner
Writer/spokesperson, credit cards
WHAT CARD DO YOU USE FOR STREAMING?
See Sara's answer. That's what I do.
Kenley Young
Editor, credit cards
METHODOLOGY
NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.