Wells Fargo Launches One Key Credit Cards Tied to Expedia Group
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Wells Fargo has introduced two branded credit cards for One Key, the loyalty program of the Expedia Group. The One Key™ Card and One Key+™ Card both earn rewards in the form of OneKeyCash, which cardholders can use on Expedia, Hotels.com and Vrbo to book hotels, flights, rental cars and vacation rentals.
One Key was created in July 2023, combining three loyalty programs into one. For example, you can earn rewards on a Hotels.com booking and later redeem them toward a vacation rental through Vrbo, or a flight through Expedia.
Citibank previously issued two Expedia credit cards, but those were closed to new applicants in 2022, and existing cardholders were eventually moved to different Citi card. Similarly, applications for the Hotels.com® Rewards Visa® Credit Card, issued by Wells Fargo, were paused in 2023. Current holders of that card were to receive a One Key Card in September 2024.
on Wells Fargo's website
on Wells Fargo's website
Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®.
Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®.
Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo.
Earn 3% in OneKeyCash at gas stations, grocery stores and on dining (including takeout, delivery and food trucks).
Earn 1.5% in OneKeyCash on all other purchases.
Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo.
Earn 3% in OneKeyCash at gas stations, grocery stores and on dining (including takeout, delivery and food trucks).
Earn 2% in OneKeyCash on all other purchases.
No foreign transaction fees.
Automatic Silver tier. Move to Gold tier if you spend $15,000 per year.
Cell phone protection.
Trip protections including coverage for rental cars, trip cancellation and interruption.
No foreign transaction fees.
Automatic Gold tier. Move to Platinum tier if you spend $30,000 per year.
$100 in OneKeyCash on each cardholder anniversary.
Up to $120 statement credit for Global Entry or TSA PreCheck.
Cell phone protection.
Trip protections including coverage for rental cars, trip cancellation and interruption.
How One Key status tiers work
Reaching the Silver and Gold tiers gets you extra earnings when you book VIP Access properties through Hotels.com or Expedia. This combines with the 3% rewards rate you earn with either One Key card.
Both tiers also offer priority traveler support and discounted pricing on Hotels.com and Expedia. The Gold tier includes room upgrades at VIP Access properties, plus price drop protection on eligible flights booked through the Expedia app, which refunds you for price decreases in the form of additional OneKeyCash.
Is this a good deal?
The One Key cards are certainly improvements over at least one of their predecessors — the aforementioned Hotels.com® Rewards Visa® Credit Card, which featured one of the most baffling rewards systems on the market. For those who routinely use Hotels.com, Vrbo or Expedia to book travel, these new cards offer a straightforward way to boost rewards earnings, especially with the accelerated path to status.
Plus, the ability to earn points for purchases on one site that you can later apply to purchases on a different site gives you flexibility, at least within the Expedia Group ecosystem.
But flexibility is in the eye of the beholder. If you tend to book travel in other ways, such as directly with the airline or hotel, you can earn status (and points or miles) within those specific travel programs, which may be more valuable to you. And if you want even more perks — like airport lounge access and the ability to transfer points to travel partners — other travel credit cards will be a better fit for you.
The information related to the Hotels.com® Rewards Visa® Credit Card has been collected by NerdWallet and has not been reviewed or provided by the issuer or provider of this product or service.
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