Global Atlantic Life Insurance Review 2025

Global Atlantic no longer sells traditional life insurance policies, but it still offers other financial products like annuities.

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Founded by Goldman Sachs in 2004, Global Atlantic Financial Group entered the retirement and life insurance business in 2013. Though Global Atlantic stopped selling traditional life insurance policies in July 2023, the company continues to offer a variety of financial products like fixed and variable annuities.

NerdWallet's life insurance content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in life insurance. We follow strict editorial guidelines to ensure the content on our site is accurate and fair so you can make financial decisions with confidence and choose the products that work best for you.

More about Global Atlantic life insurance

Global Atlantic provides a range of financial products including:

  • Fixed index annuities.

  • Registered index-linked annuities (RILA).

  • Income annuities.

  • Variable annuities.

Global Atlantic also offers preneed insurance, which is typically available only through funeral homes. When the policyholder dies, the money goes to the funeral home to carry out the person’s wishes for their funeral or burial.

How to contact Global Atlantic

Global Atlantic can be reached by:

  • Phone: Call 877-462-8992 Monday through Thursday from 8:30 a.m. to 6:30 p.m. ET and Fridays from 8:30 a.m. to 6 p.m. ET.

  • Email: Send a message to [email protected].

  • Live chat: Not available.

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Life insurance buying guide

Before you start comparing companies, choose the type of life insurance you want, such as term or whole life. Decide which life insurance riders, if any, you want the policy to include. Calculate how much life insurance you need and how long you want the coverage to last. Check that the insurers you’re considering offer the coverage you’re looking for.

When comparing rates, be sure the quotes are for the same amount of coverage over the same period of time. It’s also important to make sure the policy’s medical requirements match your needs. For example, if you want to skip the life insurance medical exam but don’t mind answering health questions, confirm that the application process for each policy you're comparing aligns with that.

Price may not be the biggest driver behind your decision to buy. Look at the number of consumer complaints each company receives, as high numbers can be a red flag about the quality of service.

For more guidance, see our life insurance buying guide.

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