Devoted Health
4.28
CMS Star Rating
on NerdWallet
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The bottom line: Devoted Health is a fast-growing startup on the Medicare Advantage scene with higher-than-average star ratings, although many of its plans are too new to be rated. And it's available in less than half of U.S. states. Jump to: Full Review
4.28
CMS Star Rating
on NerdWallet
M-F 8am-10pm EST, Sa-Su 9am-9pm EST
Good star ratings: Devoted Health Medicare Advantage plans score a higher-than-average star rating from CMS — 4.28 for 2025 plans versus 3.92 for the industry as a whole.
$0 plans: Most Devoted Health Medicare Advantage plans offer a $0 premium.
Limited availability: Devoted Health offers Medicare Advantage plans in just 20 states.
Limited data: Devoted Health is expanding fast — adding seven new states for 2025 — and the majority of the provider's plans are too new to be measured or don't have enough data for star ratings.
3.82
CMS Star Rating
from UnitedHealthcare
4.27
CMS Star Rating
on NerdWallet
M-F 8am-10pm EST, Sa-Su 9am-9pm EST
3.63
CMS Star Rating
from Humana
3.93
CMS Star Rating
on NerdWallet
M-F 8am-10pm EST, Sa-Su 9am-9pm EST
» More options in our roundup of the best Medicare Advantage plans
3.82
CMS Star Rating
from UnitedHealthcare
3.63
CMS Star Rating
from Humana
» More options in our roundup of the best Medicare Advantage plans
Average star rating, weighted by enrollment: 4.28
Devoted Health Medicare Advantage plans are rated above the industry average, receiving an average rating of 4.28 stars out of 5 from the Centers for Medicare & Medicaid Services (CMS) for 2025, weighted by enrollment. For comparison, the average weighted star rating for plans from all providers is 3.92.
Of Devoted Health members who are in Medicare Advantage plans with a star rating, 88% are in plans that have been rated 4 stars or above for 2025.
CMS maintains star ratings for Medicare Advantage plans on a 5-point scale, ranking plans from best (5 stars) to worst (1 star). The agency bases these ratings on plans’ quality of care and measurements of customer satisfaction, and ratings may change from year to year.
You can find a plan’s rating with the Medicare plan finding tool.
More than 9 in 10 Devoted Health Medicare Advantage plans (94%) that aren’t special needs plans (SNPs) have a $0 premium in 2025. You'll also be responsible for paying your Medicare Part B premium, which is at least $174.70 per month in 2024 ($185 in 2025).
(Most people pay this standard Part B amount, but if your income is above a certain threshold, you'll pay the income-related monthly adjustment amount (IRMAA). Some Medicare Advantage plans cover part or all of your Part B premium.)
Requirements for copays, coinsurance and deductibles vary depending on your plan, location and the services you use. Other out-of-pocket costs to consider include:
Whether the plan covers any part of your monthly Medicare Part B premium.
The plan’s yearly deductibles and any other deductibles, such as a drug deductible.
Copayments and/or coinsurance for each visit or service. For instance, there may be a $10 copay for seeing your primary doctor and a $45 copay for seeing a specialist.
The plan’s in-network and out-of-network out-of-pocket maximums.
Whether your medical providers are in-network or out-of-network, or how often you may go out of network for care.
Whether you require extra benefits, and if the plan charges for them.
To get a sense of costs, use Medicare’s plan-finding tool to compare information among available plans in your area. You can select by insurance carrier to see only Devoted Health plans or compare across carriers.
Devoted Health offers Medicare Advantage prescription drug plans as well as Medicare Advantage plans without drug coverage.
Plan offerings include the following types:
Devoted Health offers Medicare Advantage plans in 20 states — seven of which are new for 2025.
Devoted Health covers about 236,000 Medicare Advantage beneficiaries.
Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
4.28
CMS Star Rating
Devoted Health has above-average star ratings from CMS, but fast growth means many plans don't have score data yet.
M-F 8am-10pm EST, Sa-Su 9am-9pm EST
Speak to a licensed insurance agent on askchapter.org
on NerdWallet
States available
20 states
Members in high-rated plans
High (85% to 100%)
Member experience
3.52 (Above average)
States available
20 states
Members in high-rated plans
High (85% to 100%)
Member experience
3.52 (Above average)
Pros
Cons