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Mortgage Interest Rates Forecast
![Groundhog looking forward](https://www.nerdwallet.com/assets/blog/wp-content/uploads/2025/01/GettyImages-1217024688-770x462.jpg)
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- Home equity
- first-time home buying
- home warranties
Mortgage rates this week
Mortgage rates bounced higher in the week ending Feb. 13 in response to rising inflation.
The 30-year fixed-rate mortgage averaged 6.84% APR, up three basis points from the previous week's average, according to rates provided to NerdWallet by Zillow. A basis point is one one-hundredth of a percentage point.
The 15-year fixed-rate mortgage averaged 6.05% APR, up six basis points from the previous week's average.
The 5-year adjustable-rate mortgage averaged 7.26% APR, up one basis point from the previous week's average.
The Labor Department announced Wednesday that the consumer price index rose in January, with core prices climbing 3.3% compared to a year before. The inflation rate was higher than most forecasts. The surprise could keep mortgage interest rates elevated into the prime homebuying months.
Mortgage loans from our partners
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![GO Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Go_10.1.24.png)
on GO Mortgage
GO Mortgage
4.0
NerdWallet rating![GO Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Go_10.1.24.png)
4.0
NerdWallet ratingon GO Mortgage
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/2-color-black@4x.png)
on Rate
Rate
5.0
NerdWallet rating![Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/2-color-black@4x.png)
5.0
NerdWallet ratingon Rate
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
![Rocket Mortgage - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/L-RocketMortgage-Stacked-RGB.png)
on Rocket Mortgage
Rocket Mortgage
4.5
NerdWallet rating![Rocket Mortgage - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/L-RocketMortgage-Stacked-RGB.png)
4.5
NerdWallet ratingon Rocket Mortgage
![New American Funding - REFINANCE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - REFINANCE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
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Figure
4.0
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.0
NerdWallet ratingN/A
on Figure
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
4.5
NerdWallet rating![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
4.5
NerdWallet ratingN/A
on Bethpage Federal Credit Union
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.0
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.0
NerdWallet ratingN/A
on Figure
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
4.5
NerdWallet rating![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
4.5
NerdWallet ratingN/A
on Bethpage Federal Credit Union
Mortgage loans from our partners
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![GO Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Go_10.1.24.png)
on GO Mortgage
GO Mortgage
4.0
NerdWallet rating![GO Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Go_10.1.24.png)
4.0
NerdWallet ratingon GO Mortgage
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on Rocket Mortgage
Rocket Mortgage
4.5
NerdWallet rating![Rocket Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/L-RocketMortgage-Stacked-RGB.png)
4.5
NerdWallet ratingon Rocket Mortgage
on Veterans United
Veterans United
5.0
NerdWallet rating5.0
NerdWallet ratingon Veterans United
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
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on Rate
Rate
5.0
NerdWallet rating![Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/2-color-black@4x.png)
5.0
NerdWallet ratingon Rate
![Rocket Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/L-RocketMortgage-Stacked-RGB.png)
on Rocket Mortgage
Rocket Mortgage
4.5
NerdWallet rating![Rocket Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/L-RocketMortgage-Stacked-RGB.png)
4.5
NerdWallet ratingon Rocket Mortgage
![GO Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Go_10.1.24.png)
on GO Mortgage
GO Mortgage
4.0
NerdWallet rating![GO Mortgage - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Go_10.1.24.png)
4.0
NerdWallet ratingon GO Mortgage
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
![Rocket Mortgage - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/L-RocketMortgage-Stacked-RGB.png)
on Rocket Mortgage
Rocket Mortgage
4.5
NerdWallet rating![Rocket Mortgage - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/L-RocketMortgage-Stacked-RGB.png)
4.5
NerdWallet ratingon Rocket Mortgage
![New American Funding - REFINANCE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - REFINANCE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![GO Mortgage - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Go_10.1.24.png)
on GO Mortgage
GO Mortgage
4.0
NerdWallet rating![GO Mortgage - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Go_10.1.24.png)
4.0
NerdWallet ratingN/A
on GO Mortgage
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on First Federal Bank
First Federal Bank
4.5
NerdWallet rating![First Federal Bank - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FirstFedBank_6.21.23.png)
4.5
NerdWallet ratingN/A
on First Federal Bank
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on Figure
Figure
4.0
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.0
NerdWallet ratingN/A
on Figure
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
4.5
NerdWallet rating![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
4.5
NerdWallet ratingN/A
on Bethpage Federal Credit Union
![Rate - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/2-color-black@4x.png)
on Rate
Rate
5.0
NerdWallet rating![Rate - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/2-color-black@4x.png)
5.0
NerdWallet ratingN/A
on Rate
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.0
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.0
NerdWallet ratingN/A
on Figure
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
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![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
4.5
NerdWallet rating![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
4.5
NerdWallet ratingN/A
on Bethpage Federal Credit Union
![Rate - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/2-color-black@4x.png)
on Rate
Rate
5.0
NerdWallet rating![Rate - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/2-color-black@4x.png)
5.0
NerdWallet ratingN/A
on Rate
February mortgage rate forecast
Mortgage rates drifted downward in February until the January CPI was released showing a rise in the inflation rate. That quickly led investors to nudge mortgage rates higher to compensate for the risk of continuing price increases.
Forecasters had expected core CPI to fall to 3.1% in January, down from 3.2% the previous month. But with core CPI increasing to 3.3% year-over-year in January, we could see mortgage rates trending upward for a while.
![Video preview image](https://i.ytimg.com/vi_webp/gNFXYamFc1w/sddefault.webp)