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Best Accounting and Bookkeeping Apps for Small Businesses

Stay on top of your bookkeeping with mobile apps that make uploading receipts and reconciling transactions easy.
Edited by

Sally Lauckner

Last updated on June 7, 2024

Fact checked and reviewed
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Accounting and bookkeeping apps can help you document business expenses and track income all from your smartphone. The best apps include detailed invoicing tools, run multiple reports, snap photos of receipts and, in some cases, automatically track mileage.
Most of NerdWallet’s picks for the best accounting software have robust mobile apps built into their functionality, so that you can access your finances on the go. While they may not have all the functionality of the software’s browser version, a bookkeeping app should make it easy to check in on your business’s financial health.
Here are our top choices for accounting and bookkeeping apps, along with their accompanying software programs.

Best Accounting and Bookkeeping Apps for Small Businesses

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QuickBooks Online

5.0 

Best for Overall accounting app

Starting at
$35/month

Additional pricing tiers (per month): $65, $99, $235.

Promotion
50% off

for first three months or free 30-day trial.

Learn more

on QuickBooks' website

QuickBooks Online

Best for Overall accounting app

5.0 
Starting at
$35/month

Additional pricing tiers (per month): $65, $99, $235.

Promotion
50% off

for first three months or free 30-day trial.

Learn more

on QuickBooks' website

Xero

5.0 

Best for Employee access

Starting at
$20/month

Additional pricing tiers (per month): $47, $80.

Promotion
90% off

for 6 months.

Learn more

on Xero's website

Xero

Best for Employee access

5.0 
Starting at
$20/month

Additional pricing tiers (per month): $47, $80.

Promotion
90% off

for 6 months.

Learn more

on Xero's website

Zoho Books

4.8 

Best for Mobile-first features

Starting at
$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

Promotion
14-day free trial

of the Premium plan.

Learn more

on Zoho Books' website

Zoho Books

Best for Mobile-first features

4.8 
Starting at
$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

Promotion
14-day free trial

of the Premium plan.

Learn more

on Zoho Books' website

FreshBooks

4.8 

Best for Freelancers

Starting at
$21/month

Additional pricing tiers (per month): $38, $65, custom.

Promotion
70% off

for 4 months. 30-Day Money Back Guarantee.

Learn more

on FreshBooks' website

FreshBooks

Best for Freelancers

4.8 
Starting at
$21/month

Additional pricing tiers (per month): $38, $65, custom.

Promotion
70% off

for 4 months. 30-Day Money Back Guarantee.

Learn more

on FreshBooks' website

Wave Accounting

3.8 

Best for Free accounting app

Starting at
$0

Additional pricing tiers (per month): $16

Promotion
N/A
Learn more

on Wave's website

Wave Accounting

Best for Free accounting app

3.8 
Starting at
$0

Additional pricing tiers (per month): $16

Promotion
N/A
Learn more

on Wave's website

Odoo

4.1

 

Best for All-in-one business management app

Starting at
$0

For use of a single app. Additional pricing tiers per user (per month): $31.10, $46.80.

Promotion
Monthly discount

for the first 12 months.

Odoo

Best for All-in-one business management app

4.1

 
Starting at
$0

For use of a single app. Additional pricing tiers per user (per month): $31.10, $46.80.

Promotion
Monthly discount

for the first 12 months.

Need a crash course in bookkeeping?

Visit our Bookkeeping 101 page to learn the basics so you can get started with confidence in whatever bookkeeping software you choose.

How to choose accounting and bookkeeping apps

Generally, no accounting or bookkeeping software lives totally on an app. All our picks for the best accounting and bookkeeping apps accompany cloud-based software. Some or most features are available on the apps, but users will probably still need their computers for certain tasks.
The less cumbersome bookkeeping is, though, the easier it will be to keep up. Accounting and bookkeeping apps should feel intuitive, automate simple tasks and make it easy to track receipts and expenses on the go. Here are three steps to take before you decide on the best app for your business.

1. Determine which tasks you need to do from your phone.

Some work functions lend themselves to mobile, like tracking mileage, accepting in-person payments or uploading photos of receipts. Creating and sending estimates and invoices at a job site can be helpful, too.
If you prefer to work on your desktop computer or laptop, software that offers a fairly simple mobile app may be good enough. But if you’re mobile-first in other aspects of your business, then a powerful, intuitive mobile app may be more important.

2. Understand which apps you need to sync with.

Many accounting and bookkeeping software companies also offer payment processing or expense-tracking software, and you may need to use those apps in tandem for the full suite of services. For instance, if you use the Zoho Books app for bookkeeping, you’ll also need the Zoho Expenses app to upload photos of receipts.
If any other business apps or software programs are key to your operations, choose an accounting or bookkeeping app that integrates with those programs.

3. Check compatibility with your mobile device. 

Most, but not all, of our picks for best accounting and bookkeeping apps are available for both iOS and Android devices. Before subscribing to an accounting software product, make sure its app is compatible with your team’s mobile devices.

🤓 Nerdy Tip

Many small business owners who use accounting and bookkeeping software themselves still choose to enlist the help of a bookkeeping service to feel confident they’re keeping accurate financial records and correctly filing their taxes.
Last updated on June 7, 2024

Methodology

NerdWallet independently reviews accounting software products before determining our top picks. We collect the data for our software ratings from products’ public-facing websites and from company representatives. Information is gathered on a regular basis and reviewed by our editorial team for consistency and accuracy.
NerdWallet’s accounting software ratings favor products that are easy to use, reasonably priced, have a robust feature set and can grow with your business. The best accounting software received top marks when evaluated across 10 categories and more than 30 subcategories. Learn more about how we rate small-business accounting software.
These ratings are meant to provide clarity in the decision-making process, but what’s best for your business will depend on its size, growth trajectory and which features you need most. We encourage you to research and compare multiple accounting software products before choosing one.
NerdWallet does not receive compensation for any reviews. Read our editorial guidelines.
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