Capital One Launches ‘Biggest Bonus Ever’ for Spark Cash Plus Business Card
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Capital One launched a massive new welcome offer for its Spark Cash Plus business credit card today. Billed as Capital One’s biggest bonus ever for businesses, the offer has two parts:
The sign-up bonus: Earn a one-time cash bonus of $2,000 when you spend $30,000 in the first 3 months. That’s $800 more than the card’s previous offer, with the same spending requirements and timeframe.
The ongoing bonus: Earn an additional $2,000 cash bonus for every $500,000 spent in the first year, with no caps or limits.
The new Capital One Spark Cash Plus offer, like the card itself, is designed to reel in and reward businesses with big budgets. That last part is key, as the Spark Cash Plus is a business charge card. So there’s no preset spending limit, but you must pay your balance in full each month.
Beyond the welcome offer, Spark Cash Plus owners can cash in on the following perks and benefits:
Spark Cash Plus perks and benefits
![One blue credit card with a green card behind it.](https://assets.nerdwallet.com/blog/wp-content/uploads/2023/12/cashback-cc-desktop.png)
![Some cash and a credit card.](https://assets.nerdwallet.com/blog/wp-content/uploads/2024/02/money-card-desktop.png)
![Hand holding a credit card.](https://assets.nerdwallet.com/blog/wp-content/uploads/2024/02/hand-holding-card-desktop.png)
![A person looking at a mobile phone.](https://assets.nerdwallet.com/blog/wp-content/uploads/2023/12/woman-device-desktop.png)
Should you get the Capital One Spark Cash Plus?
The Capital One Spark Cash Plus is one of the best business credit cards out there, but it’s not right for everyone. Businesses that spend big and have the cash flow to match can earn a tremendous stash of cash back with the Spark Cash Plus.
But small companies and businesses with inconsistent cash flow will likely find more flexibility with a traditional business credit card, like the Ink Business Unlimited® Credit Card or the Capital One Spark Cash Select for Excellent Credit.
Want a business charge card with no preset limit, but don’t spend enough to net the Spark Cash Plus card’s welcome offer? Check out the Ink Business Premier® Credit Card, which offers 2.5% back on purchases of $5,000 or more and 2% back on all other purchases. The Ink Business Premier’s welcome offer is smaller but easier to hit: Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. And you can finance larger purchases (up to a set limit) if needed.
On a similar note...
on Chase's website
1.5%
Cashback$900
Product | Annual fee | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|
![]() Ink Business Cash® Credit Card NerdWallet Rating Apply now on Chase's website | $0 | 1%-5% Cashback | $350 | Apply now on Chase's website |
![]() Ink Business Unlimited® Credit Card NerdWallet Rating Apply now on Chase's website | $0 | 1.5% Cashback | $900 | Apply now on Chase's website |
![]() Capital One Spark Cash Plus NerdWallet Rating Apply now on Capital One's website | $150 | 2%-5% Cashback | $2,000 | Apply now on Capital One's website |