Best COVID-19 Travel Insurance in June 2024
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No matter how well you prepare, travel plans don’t always go as expected. Some travelers buy travel insurance to protect their investment in prepaid travel costs. Amid the ongoing pandemic, exploring travel insurance with COVID-19 coverage is recommended. With the right policy, you can protect yourself if you need to cancel your trip or end it early due to illness. Many insurers offer travel insurance policies with this kind of coverage.
This is the shortlist of the best travel insurance for COVID options:
IMG.
Factors we considered when picking travel insurance that covers COVID
We used the following factors to choose insurance providers to highlight in our best travel insurance for COVID list:
Range of coverage: We looked at how many plans each company offered with COVID-19 coverage, plus the range of available plans.
Depth of coverage: We compared the maximum caps for trip cancellation and trip interruption claims between carriers and plans.
Medical benefits: We examined whether plans included emergency medical benefits for COVID-19 reasons and whether plans included medical evacuation and repatriation benefits.
Cost: We determined an average cost for shoppers to benchmark plan prices by looking at the basic coverage costs for plans with COVID-19 benefits across multiple companies.
An overview of the best travel insurance for COVID
We looked at quotes from various companies for a six-night trip in May 2023 to Croatia. The traveler was 30 years old, from Texas and planned to spend $1,500 on the trip, including airfare.
On average, the price of each company’s most basic coverage plan with COVID-19 coverage was $47.22. The prices listed below are for the most basic COVID-19 travel insurance coverage. All insurers offer multiple COVID-19 policies with greater coverage coming at a higher cost.
Company name | Basic coverage cost | Recommended for … |
|---|---|---|
Berkshire Hathaway Travel Protection | $50. | Traveling athletes; limited sports and activities coverage is included. |
IMG | $35.92. | Budget travelers who want to protect their travel expenses, the most basic plan doesn’t include medical benefits for COVID-19. |
John Hancock Insurance Agency, Inc | $56. | Travelers who want a solid basic travel insurance plan with COVID-19 coverage. |
Seven Corners | $44. | Travelers who want an affordable COVID-19 travel insurance policy with no medical deductible. |
Tin Leg | $48.85. | Adventure travelers; An adventure travel policy is available with included COVID-19 coverage. |
Travel Insured International | $55. | Traveling athletes; limited sports and activities coverage is included. |
Travelex Insurance Services | $44. | Budget travelers who want COVID-19 coverage at an affordable rate. |
WorldTrips | $44. | Traveling athletes and adventure travelers; sports and activities and sports equipment loss benefits are included. |
Top travel insurance for COVID options
Let's take a closer look at our eight recommendations for travel insurance with COVID coverage:
Berkshire Hathaway Travel Protection
What makes Berkshire Hathaway Travel Protection great:
Several plans allow policyholders to cancel for COVID-19 sickness as part of trip cancellation and trip interruption insurance benefits.
Several plans include COVID-19 medical coverage benefits.
Medical evacuation benefits are included in these plans.
Plans include limited sports and activities coverage and sports equipment loss benefits.
Basic Berkshire Hathaway Travel Protection will run you $50 for an ExactCare Value policy, the company’s most basic COVID-19 travel insurance coverage option.
IMG
What makes IMG great:
Many plans include COVID-19 cancellation benefits.
Most of these plans also include COVID-19 medical benefits (the Travel Essentials plan doesn’t include this).
Medical evacuation coverage is available on select plans.
Coverage for adventure travel is available for an extra cost.
IMG is a good option for the budget-minded: Its Travel Essential plans cost more than $10 less than average based on our comparison.
John Hancock Insurance Agency, Inc.
What makes John Hancock Insurance Agency great:
Multiple plans offer COVID-19 cancellation benefits as part of the included trip interruption and trip cancellation coverage.
These plans offer COVID-19 medical benefits.
Medical evacuation coverage is included in all COVID-19 coverage plans.
The John Hancock Insurance Agency, Inc. basic plan (Bronze) costs $56.
Seven Corners
What makes Seven Corners great:
Multiple plans offer COVID-19 cancellation benefits as part of the included trip interruption and trip cancelation coverage.
These plans include COVID-19 medical benefits and evacuation and repatriation benefits.
There is no medical deductible.
Seven Corners’ basic coverage plan (RoundTrip Basic) for our trip to Croatia costs $44.
Travelex Insurance Services
What makes Travelex Insurance Services great:
Multiple plans include Covid-19 sickness coverage, which reimburses prepaid and nonrefundable trip payments if a trip is canceled or interrupted due to a traveler contracting the virus.
These plans also include COVID-19 medical benefits.
Medical evacuation and repatriation benefits are included.
Basic coverage (Travel Basic) from Travelex Insurance Services costs $44 for our sample trip, which is slightly cheaper than average.
Travel Insured International
What makes Travel Insured International great:
Multiple plans cover COVID-19 cancellation benefits as part of the included trip interruption and trip cancelation coverage.
These plans also include COVID-19 medical benefits, including medical evacuation.
Limited sports and activities coverage is included in plans with COVID-19 coverage.
Travel Insured International's basic coverage (Worldwide Trip Protector Edge) begins at $55 — only a few dollars more than the average basic policy price.
Tin Leg
What makes Tin Leg great:
A wide range of plans offer COVID-19 cancellation benefits as part of the included trip interruption and trip cancelation coverage.
All of these plans also include COVID-19 medical benefits.
All of these include medical evacuation benefits.
An adventure travel policy is available.
Another plus: Tin Leg’s basic coverage plan (Basic) for our trip to Croatia costs $48.85 — making it right around the average price for the policies we covered.
WorldTrips
What makes WorldTrips great:
Several plans allow policyholders to cancel for COVID-19 sickness as part of trip cancellation and trip interruption insurance benefits.
Several plans include medical coverage for COVID-19.
Medical evacuation and repatriation benefits are included.
Sports and activities and sports equipment loss are included.
Coverage can be extended for up to thirty days, including for medical quarantine purposes.
WorldTrips’ most affordable plan with COVID-19 coverage (Atlas Journey Economy) starts at $44, making it a low-cost option.
Additional resources for COVID-19 travel insurance shoppers
Do you want to learn more about travel insurance before you spend money on a policy? Take a look at these resources:
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Autograph℠ Card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
on Chase's website
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on Chase's website
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on Chase's website
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