The Guide to Bilt Transfer Partners

Bilt Rewards is a unique credit card rewards program that allows members to earn points on rent payments without paying transaction fees. Members with the Bilt World Elite Mastercard® Credit Card can also earn Bilt Points on non-rent spending, including bonuses on dining and travel purchases.

One way to redeem these points for travel expenses is to transfer Bilt Rewards points to airline and hotel loyalty programs. Prominent Bilt transfer partners include United MileagePlus, Emirates Skywards, World of Hyatt and the company’s newest transfer partners: TAP Air Portugal Miles&Smiles and Accor Limitless Live.

» Learn more: The best travel credit cards right now

Bilt airline and hotel transfer partners

Bilt Rewards members can transfer their points to airline frequent flyer programs and hotel loyalty programs. Bilt members can transfer points to the following airline and hotel loyalty programs at a rate of 1:1. The only exception is the Accor Limitless Live program, which transfer at a 3:2 ratio.

Beyond the 1:1 transfer ratio, for every 20,000 points transferred to Marriott in a single transaction, Bilt Rewards members will receive an additional 5,000 Marriott Bonvoy points.

» Learn more: When to use credit card points and when to transfer them to airlines

How to earn Bilt Rewards points

Though Bilt Rewards members can technically earn some points for rent spending without a credit card, the earnings accumulate much faster with the Bilt World Elite Mastercard® Credit Card.

With a $0 annual fee, cardholders earn 1 Bilt Rewards point per dollar spent on rent (up to 100,000 points in a calendar year) without paying any extra transaction fees. If necessary, Bilt will charge you for your rent and then send a check to your landlord on your behalf.

Bilt cardholders also earn:

• 3 points per dollar on dining.

• 2 points per dollar on travel booked directly through a hotel, airline, or car rental agency.

• 1 point per dollar on other purchases.

Members must use the card on five transactions within each statement period to earn points.

On the first of the month — which the company calls “Rent Day” — Bilt cardmembers earn double points on non-rent categories, including 6 points per dollar on restaurants, 4 points per dollar on travel and 2 points per dollar on other purchases. There are usually other promotions as well on Rent Day.

» Learn more: Your guide to hotel bonus point promotions

How to transfer Bilt Rewards

The easiest way to transfer Bilt Rewards points to partner loyalty programs is in the Bilt Rewards app.

After logging in, navigate to the “Travel” tab.

From there, select “Flights” or “Hotels.” Then scroll down and select a specific loyalty program. At that point, you’ll be able to enter your partner loyalty number to link your loyalty account with your Bilt Rewards account. You’ll get 100 Bilt points for each loyalty program you link.

Then you can enter however many points you’d like to transfer.

Which Bilt transfer partners are best?

NerdWallet values Bilt Rewards points at 2 cents per point. Here is how NerdWallet values some of the top transfer partners when you redeem these programs’ points or miles for flights or hotel stays:

The best Bilt transfer partners are generally the highest valued ones: World of Hyatt and Alaska Airlines or Air Canada. But that doesn’t mean you shouldn’t ever transfer to other partners, especially if you need to top off your account to be able to book a trip or if you find a surprisingly good redemption rate with one of the other loyalty programs.

Is transferring your Bilt Rewards worth it?

Generally, transferring Bilt Rewards to an airline or hotel partner program will give you the highest return. Just consider which programs will net you the most value for your points.