What Credit Cards Can Get Me Into Chase Lounges, And Where Are They Located?
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In recent months, Chase has been on a tear opening more of its own Sapphire Reserve Lounges. Things kicked off when Chase opened its first lounge in Hong Kong in October 2022. Since then, Chase has been focused on rapidly expanding its network of lounges in the U.S.
How to get into Chase lounges
To access Chase airport lounges, you typically must hold a qualifying Chase card or have a Priority Pass membership.
Chase cards that provide the cardholder with unlimited Sapphire lounge visits include:
J.P. Morgan Reserve.
The Ritz-Carlton™ Credit Card.
Chase Sapphire Reserve® and J.P. Morgan Reserve cardholders can bring two free guests per visit. Each additional guest is $75. Ritz-Carlton cardholders can bring unlimited guests.
Pop-ups have their own rules, but typically they're open to and J.P. Morgan Reserve cardholders who, again, can bring two free guests per visit.
Chase Sapphire Reserve®
The Chase Sapphire Reserve® card., which comes with a hefty $550 annual fee, also offers a bevy of benefits to frequent travelers, including:
3x Chase Ultimate Rewards® points per dollar spent on all travel.
Priority Pass Select membership (restaurants excluded).
Up to 10x Chase points per dollar spent on hotels and rental cars booked via Chase Travel, as well as 5x Chase points per dollar spent on airfare.
The card also earns 3x points on other travel after the first $300 is spent on travel purchases annually; 10x points on Chase Dining purchases with Ultimate Rewards®; 3x points on other dining at restaurants, including eligible delivery services, takeout and dining out; and 1 point per dollar spent on all other purchases.
Newcomers are enticed with a welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Cardholders also get 50% more value when they redeem Ultimate Rewards® for travel in Chase's travel portal.
Other ways to gain Chase airport lounge access
You don't need to hold a Chase card just to get into Chase airport lounges. In fact, other cards can get you into The Chase Sapphire Lounge By The Club in Hong Kong.
Use Priority Pass to get in
Unlike, say, AmEx Centurion Lounges, Chase Sapphire airport lounge access isn't restricted to just Chase cardholders. Like other The Club lounges, Chase Sapphire airport lounges are accessible to all Priority Pass members.
Priority Pass members receive one complimentary visit to a Chase Sapphire Lounge once per calendar year. Subsequent visits for Priority Pass members cost $75 each.
The Chase Sapphire Reserve® isn’t the only travel card to offer a Priority Pass Select Membership. Other popular cards with Priority Pass membership include:
Citi Prestige® Card (no longer open to new applications).
Enrollment required. Terms apply.
The Sapphire Terrace at Austin-Bergstrom International Airport is open exclusively to Chase Sapphire Reserve® cardmembers and up to two guests, who can access the space by showing their card at the entrance. Daily hours are 10 a.m. to 8 p.m
To get into the Terrace in Austin, you'll need the Chase Sapphire Reserve® card.
Where are Chase lounges located?
Chase Sapphire lounge locations in the U.S.
As of now, its U.S. lounges are open in:
Boston (BOS).
New York City (JFK).
Other lounges set to open in the future include Las Vegas (LAS) and Philadelphia (PHL).
Lounges widely vary in size and in terms of what sorts of amenities are offered. The Phoenix lounge is beautiful and serves tasty food, but is quite small and offers not much more than some complimentary refreshments and a place to sit. Meanwhile, the massive Chase Sapphire Lounge LaGuardia includes a photo booth, arcade, children's room, nursing room, meditation pods and spa treatment rooms.
Chase Sapphire lounge locations in Asia
There's one Chase Sapphire Lounge in Asia, and it's in Hong Kong.
The Chase Sapphire Lounge By The Club is located in Terminal 1 of Hong Kong International Airport. You'll find it at Level 7 of the departures level of the West Hall, near Gate 40. But even if you're flying from the East Hall, you can still get there — as long as you're willing to ride the shuttle or take a 10 to 15 minute walk.
The lounge admits folks within three hours of their flight's scheduled departure time, and children under two are admitted free.
A Chase lounge in Texas (sort of)
There's a private, bougie space for Chase cardholders in Texas, but don't call it a lounge.
The Sapphire Terrace opened on March 20, 2023, at Austin-Bergstrom International Airport. Chase calls it an "experience," described as an indoor-outdoor space in the airport that provides travelers a place to relax, recharge and fuel up before flights. There are refreshments, including cider from Austin Eastciders and beer from (512) Brewing Company, and some light, grab-and-go style snacks. There's also a shuffleboard.
» Learn more: The guide to Chase's travel portal
Pop-up lounges around the world
Chase lounges aren't limited to airports. To build hype, Chase periodically runs pop-up lounges. For example, Chase took over a boat floating on the Seine River in Paris. during the 2024 Summer Olympics. There, travelers got to watch the Olympics on a huge screen, were treated to gifts including Olympics pins and could indulge in complimentary drinks and light bites.
More recently — to generate excitement for the upcoming lounge at Harry Reid International Airport in Las Vegas — Chase unveiled a limited-time pop-up lounge inside the Aria Resort & Casino, adjacent to the Din Tai Fung restaurant. This temporary lounge includes free food from Momofuku (a popular restaurant with a location in Vegas), signature cocktails and mocktails by the mixologists at Apotheke (including some themed specifically to Vegas) and even a DJ. With sleek speakeasy vibes, it’s a creative way to build anticipation while giving cardholders a sneak peek of the luxury they’ll experience once the airport lounge opens in Concourse C at Las Vegas’s Harry Reid International Airport (LAS) in 2025.
The LAS Chase pop-up lounge is open daily from 5 p.m. to 10:30 p.m. for a limited time.
» Learn more: How to maximize your Priority Pass Select membership
All information about Citi Prestige® Card has been collected independently by NerdWallet. The Citi Prestige® Card is no longer available through NerdWallet. All information about the Hilton Honors American Express Aspire Card has been collected independently by NerdWallet. The Hilton Honors American Express Aspire Card is no longer available through NerdWallet.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2025:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Autograph℠ Card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card