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Alan Hartstein

Alan Hartstein

Contributing Writer and Editor Home loans, business IT, financial services and fintech

Alan Hartstein has worked in publishing for over 25 years as a writer and editor across broadsheets, tabloids, magazines, trade publications and numerous forms of digital content. Alan was initially attracted to journalism through his love of words and their ability to make an impact in the world. Alan’s main areas of expertise are in business IT, financial services and fintech, but he also thoroughly enjoys writing comedy sketches and arts-related content, which can include everything from ballet and opera reviews to TV and movies. Alan is based in Sydney, Australia.

Education: B.A. in Political Science and Government, History, English from Australian National University

Previous Experience: Sydney Morning Herald, the Australian Financial Review, the NSW Department of Treasury, the NSW Productivity Commission, Filtered Media, Think About Content, Media Express, and Penguin Australia.

The latest from Alan

Can You Counter Offer On A House?

A counter offer on a house or property can be good for both sellers and buyers. Here’s how to leverage them.

Understanding The Cooling-Off Period When Buying Property

A cooling-off period is a chance for home buyers to rethink an offer. It can last up to five days, but the length varies from state to state.

How To Make An Offer On A House

It shouldn’t be a daunting task to make an offer on a house, as long as you understand the steps involved, have your paperwork in order and know what to expect after the seller has received it.

Joint Tenancy vs. Tenancy In Common

Buying a house is always complicated, but getting the ownership agreement correct from the outset can help your future self avoid headaches and hassles.

Is Buying a House With a Friend a Good Idea?

Should you buy a house with a friend? It depends. Involving others often leads to lower costs, but can result in more complications.

When One Partner Owns the House

Here’s what you need to know about property settlements, joint registration, sole registration and cohabitation agreements.

How To Buy Someone Out Of A House

There are basically three routes you can take, but the first step for all of them is for you both to agree on an independent valuation of the property.

Should You Switch Your Home Loan?

Before switching, however, you should ask yourself what you want to achieve. Also, take a bit of extra time to shop around for the best possible deal.

What Is a Second Mortgage?

A second mortgage is a way to access equity in your home. It's a second charge over a property that already has a mortgage.

Line Of Credit Home Loan: What Is It?

A line of credit home loan is a revolving credit facility that lets you tap into your home’s equity when and if you need extra cash.

What Is a Home Equity Loan?

A home equity loan, which typically has a lower interest rate than a personal loan, allows you to borrow against the equity you have in your property.

How To Make The Most Of Your Offset Account

Leverage your offset account to help pay off your home loan by sticking to your budget and depositing as much money as possible into your account.

How Does Inflation Affect Interest Rates in Australia?

Interest rates and inflation are deeply intertwined. Here’s how they affect each other, and your finances.

What Is the Current Inflation Rate in Australia?

Over the 12 months leading to September 2023, the CPI, which measures household inflation, rose 5.4%.

Chattel Mortgage Vs. Car Loan

A business that needs to purchase a car has multiple financing options, including a chattel mortgage, a car loan and a commercial hire purchase.

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