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Amanda Smith

Amanda Smith

Contributing Writer

Amanda Smith is a freelance journalist and writer. She reports on personal finance, technology, culture, and human interest. Amanda has written stories about retirement planning for Business Insider, the connection between money and identity for VICE, and the evolving cryptocurrency space for Decential.

Her work has also been published in highly respected titles such as The Guardian, National Geographic, and Travel & Leisure.

Amanda splits her time between Adelaide, South Australia, and New York City.

Education: Bachelor of Public Relations and Graduate Diploma in Journalism, University of South Australia

Organizations: Represented by Australia’s Media Entertainment Arts Alliance (MEAA) Freelancer Pro, for the highest ethical and professional standards.

Previous Experience: VICE, Business Insider, Decential, The Guardian, National Geographic, Travel & Leisure, CNET, News Corp, Singapore Airlines, MIT Technology Review, TimeOut, TEDx, Government House South Australia

The latest from Amanda

Options For Gambling Self-Exclusion

Gambling self-exclusion makes it harder to bet — you can sign up for BetStop, set gambling credit card blocks and bar yourself from venues like casinos.

What Is A Credit Card Gambling Block?

Credit card gambling blocks are easily applied and removed. They're easy to set up and remove. Once you put a gambling block in place, your bank will prevent any transactions registered under the merchant category code ‘Betting/Casino Gambling’.

Can You Gamble With A Credit Card?

Discover the ins and outs of credit card gambling in Australia, including the new regulations and restrictions changing the face of online betting.

What Is A Credit Report Ban?

How you use your credit card affects your credit score — and, in turn, your creditworthiness in the eyes of lenders. If your credit card is lost or stolen, you risk misuse by thieves, which will impact your credit score. In this type of situation, a credit report ban is necessary.

How Do I Pay With My Phone?

Instead of carrying your wallet around and pulling it out at check-out, you can just tap your phone, which is always on you, to pay for most things now.

BNPL vs. Credit Cards: Which Is Right For You?

BNPL services and credit cards let you make purchases now and pay later. Discover the differences between the two.

Buy Now, Pay Later Cards in Australia

Credit card instalment options and ‘buy now, pay later’ cards in Australia are available through major issuers and banks. Here's what you should know.

How Do Contactless Payments Work?

Tapping your card or phone is the fastest way to make payments in person. Here’s what you need to know about contactless payments.

What Is Consumer Credit Insurance (CCI)?

Most Australians don’t have or need CCI, but it’s important to know what it is (and what your rights are).

How Does Credit Card Pre-Authorisation Work?

Pending transactions can’t be avoided if you use a credit card for payments. They aren’t a problem if you know how they work and plan for what’s coming out of your account.

What Is A Digital Wallet? Should I Set One Up?

More Aussies are using their phones for payments. Here’s what you need to know about using a digital wallet.

What Are Pending Transactions?

Pending transactions can’t be avoided if you use a credit card for payments. They aren’t a problem if you know how they work and plan for what’s coming out of your account.

Can You Pay the ATO By Credit Card?

You can pay the ATO by credit card — there are even ways to earn rewards points. Fees for ATO credit card payments range from 0.72% - 1.99%.

Can You Get A Credit Card On Centrelink?

Centrelink payments are considered a form of income and receiving them shouldn’t prevent you from getting a credit card.

What Is An Instalment Payment On A Credit Card?

It’s like buy now, pay later — but runs through your bank.

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