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Georgia Rose

Lead Writer Finance, technology, science

Georgia Rose is a lead writer on the international team at NerdWallet. Her work has been featured in The Washington Post, The New York Times, The Independent and The Associated Press. Throughout her career, Georgia has written on a variety of subjects, including personal finance, government policy, science and technology. She enjoys researching complex topics and distilling the information for her readers. Before joining the international team, she wrote for the insurance vertical, specializing in life insurance.

Education: B.A. from University of Hull, England

Credentials: Poynter ACES Certificate in Editing

Previous Experience: The Larchmont Chronicle, Writer at the United Nations Volunteers, Science writer at Content Pros, Technical writer at OnPoint

The latest from Georgia

Renting vs Buying in Australia: Which Is Best?

If deciding between renting vs buying in Australia, the best option weighs up the state of the market and your financial circumstances.

Finding a guarantor could get you that home loan sooner.

What Is a Guarantor Home Loan?

A guarantor home loan can help applicants who are unable to secure a mortgage on their own, but this type of loan comes with added risks.

No Interest Loans (NILs) Explained

The No Interest Loans Scheme allows some Australians to borrow up to $3,000 with an interest-free loan.

What Is a Utility Bill?

Utility bills show you how much you owe for essential services like electricity, water and gas.

First Home Buyer Schemes and Grants in Australia

Australia’s first home buyer schemes and grants can help get your foot on the property ladder. Learn more about the programs available in your area.

Credit Card Fees: What They Are And How To Avoid Them

Credit card fees can vary among providers. Find which charges are inescapable and which ones you can avoid.

What is Stamp Duty in Australia?

Stamp duty is a one-off fee levied when the ownership of a property is legally transferred. The cost of stamp duty varies widely across states.

What Is a Comparison Rate?

A comparison rate represents the real cost of the home loan presented as a percentage. This rate is typically higher than the interest rate, but not by much.

What Is a Charge Card?

Charge cards don’t have preset spending limits like credit cards and require full balance payment each month.

What Is A Credit Card Balance Transfer?

A credit card balance transfer allows you to move existing credit card debt to a new card, often with a lower interest rate.

Types Of Credit Cards In Australia

Types of credit cards include rewards, low-interest, balance transfer and credit-building cards. When choosing a credit card, consider your spending habits and ability to repay the balance.

What Are Mortgages and How Do They Work in Australia?

Home loans are not overly complicated, but having a rudimentary understanding of the fundamentals will give you a head start as you set out on the great Aussie home ownership journey.

What Is Conditional Pre-approval for a Home Loan?

Conditional home loan approval is an agreement on the pre-approved amount the bank will lend you — not a guarantee the loan will be approved.

LVR Meaning: What Is Your Loan-to-Value Ratio?

LVR (loan-to-value ratio) compares the loan amount to the value of a home. A lower LVR means less risk to the lender, which can lead to lower interest rates and a greater chance of approval.

Credit Repair in Australia: How it Works

Many of the steps you need to take to repair low or bad credit can be done yourself for free. However, you can also hire a credit repair company to do some of the work.

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