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Credit Cards

Learn about rewards, points, interest rates, how to apply, and how credit cards work — all in one place.

Start your credit card search with ease

Get started with credit cards by understanding how they work, how you qualify and how to use them wisely.

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Credit card basics for beginners

How To Apply For A Credit Card In 5 Steps

How To Apply For A Credit Card In 5 Steps

Understand your credit score, debt and income, and apply for a card that fits your profile. Make your credit card application a no-brainer for the banks.

9 Things To Know Before Getting Your First Credit Card

9 Things To Know Before Getting Your First Credit Card

Understanding the basics can save you time, money and frustration and get you on your way to building good credit.

Types Of Credit Cards In Australia

Types Of Credit Cards In Australia

Types of credit cards include rewards, low-interest, balance transfer and credit-building cards. When choosing a credit card, consider your spending habits and ability to repay the balance.

Credit Card Fees: What They Are And How To Avoid Them

Credit Card Fees: What They Are And How To Avoid Them

Credit card fees can vary among providers. Find which charges are inescapable and which ones you can avoid.

Credit card FAQs

How To Calculate Credit Card Interest

How To Calculate Credit Card Interest

Knowing how to calculate credit card interest puts you in a better position to take charge of your interest.

Can You Get A Credit Card With Bad Credit?

Can You Get A Credit Card With Bad Credit?

Getting approved for a credit card is very difficult if you have a bad credit score. And, even if you’re approved, you’ll probably be offered less favourable terms than an applicant with good credit.

What Is A Credit Card Minimum Payment?

What Is A Credit Card Minimum Payment?

A credit card minimum payment is the minimum amount owed on your credit card statement’s closing balance. It’s typically 2% of the debt owed.

What Is This Random Charge On My Credit Card?

What Is This Random Charge On My Credit Card?

It can mean credit card theft, but there are legitimate reasons for them to appear on your statement, too.

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