Aysia Morton is a former personal finance writer at NerdWallet. She’s covered finances for four years with a focus on the racial wealth divide. Her work has been featured by Experian, Black Enterprise, Ranker and Black Girl Ventures. She’s a member of Closing the Women's Wealth Gap and graduated with a B.A. in government and politics and a minor in Spanish from the University of Maryland. In college, Aysia created a budget that helped her pay off credit card debt, and she loves helping readers spend smartly.