Bev O'Shea

Bev O'Shea is a former NerdWallet authority on consumer credit, scams and identity theft. She holds a bachelor's degree in journalism from Auburn University and a master's in education from Georgia State University. Before coming to NerdWallet, she worked for daily newspapers, MSN Money and Credit.com. Her work has appeared in The New York Times, The Washington Post, the Los Angeles Times, MarketWatch, USA Today, MSN Money and elsewhere. Twitter: @BeverlyOShea.

The latest from Bev

LifeLock Review 2024: Is It Worth the Cost?

LifeLock now offers more than credit and identity theft monitoring because of its association with Norton, which provides antivirus software for computers.

What’s the Maximum Social Security Benefit for Married Couples?

There is a maximum a married couple can get in Social Security retirement benefits. A few strategies may help.

How Trans and Nonbinary People Can Change Names on Credit Reports

The bureaus have added instructions for how to get a legally changed first or middle name to appear on a credit report.

710 Credit Score: Is It Good or Bad?

A 710 credit score falls solidly into the “good” band (690-719) of a typical 300-850 range.

695 Credit Score: Is It Good or Bad?

A 695 credit score is at the low end of the “good” band (690-719) on a credit score range of 300 to 850.

720 Credit Score: Is It Good or Bad?

A 720 credit score is at the border between "good" and "excellent" on a 300-850 range.

What Is a Credit Reference?

You may be asked for a document or to allow access to your data when trying to rent, borrow money or get a job.

When It Can Be a Good Idea to Co-Sign for Your Young Adult

What Is a FICO Score? Here’s What You Need to Know

FICO scores are one brand of credit score. Your FICO score is calculated using the data in your credit reports.

Scam Alert: How to Get a Pet and Not Get Taken

Avoid online animal listings, and take steps to protect yourself when buying in person. Consider a shelter animal.

IdentityForce Review 2024: Is It Worth the Cost?

IdentityForce offers two tiers of service at competitive prices if you want protection beyond a free credit freeze.

Does an Eviction Hurt Your Credit?

Evictions aren't listed on credit reports, but being sent to collections over a related debt could hurt your credit.

Does Breaking a Lease Hurt Your Credit?

If you don't satisfy the terms of a rental, your landlord may send your debt to collections, harming your credit.

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