Paul Soucy

Director | Credit cards, credit scoring, personal finance

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023. He was an editor with USA Today, The Des Moines Register and the Meredith/Better Homes and Gardens family of magazines for more than 20 years. He also built a successful freelance writing and editing practice with a focus on business and personal finance. He was editor of the USA Today Weekly International Edition for six years and received the highest award from ACES: The Society for Editing. He has a bachelor's degree in journalism and a Master of Business Administration. He lives in Des Moines, Iowa, with his wife, Sarah; his two sons; and a dog named Sam.

Education: B.A. in journalism from Drake University, MBA from University of Iowa
Awards: ACES, The Society for Editing: Robinson Prize
Previous experience: Editor at USA Today, Editor at The Des Moines Register, Editor at Meredith/Better Homes and Gardens, Freelance writer, editor and project manager.

Paul's picks

NerdWallet’s Best Metal Credit Cards

by Sara Rathner

Yes, they're easy on the eyes, but these metal cards boast form and function. You'll get bragging rights, but you'll also get rich rewards and valuable perks. Move over, statement jewelry.

5 Credit Card Mistakes to Avoid During Tough Times

by Melissa Lambarena

By having a plan and knowing about less costly alternatives, you can avoid credit card mistakes that lead to debt.

When Should I Ask for a Credit Limit Increase?

by Erin El Issa

The best time: when you're making more money than before and you have good credit.

The latest from Paul

Capital One SavorOne Is Now Just ‘Savor’

The no-annual-fee dining and entertainment card returns to its roots by dropping the 'One' from its name

New U.S. Bank Smartly Card: 4% on All Purchases — If You Qualify

Cardholders can earn up to twice as much in rewards as other leading flat-rate cash-back cards, based on the balances across all their accounts with the bank.

U.S. Bank Altitude Connect to Cut Annual Fee and Some Key Perks

The card is getting less expensive, but also less generous with its benefits, and points will be less valuable when redeemed for statement credit.

5 Things to Know About Qatar Airways Credit Cards

Rack up rewards and enjoy a year of automatic elite status, but watch out for the fee on the higher-end card.

Best 0% APR Credit Cards

Best Credit Cards for Bills, Utilities & Recurring Expenses

Discover’s Balance Transfer Card: Zap Debt, Then Enjoy Rewards

You expect a balance transfer card to offer a lengthy introductory APR period. But this card also gives you cash back — and a reason to hold on to it long-term.

Chase Sapphire Cards: News and Offers

Sapphire Preferred and Sapphire Reserve have evolved to stay relevant to travelers. Here's a look at what they've offered over the years.

Best 5% Cash Back Credit Cards

Capital One Wants to Buy Discover. What Would That Mean?

Winning approval for the deal could take a year or more. Customers are likely to see little effect in the meantime.

Know When — and When Not — to Use a Rewards Credit Card

A rewards credit card can earn you cash back or free travel for your spending. But rewards cards aren’t the best choice for those carrying credit card debt.

2023 American Household Credit Card Debt Study

Credit card debt and interest rates continue to rise, and NerdWallet’s annual report finds that incomes haven’t kept pace with the cost of living in recent years. For Americans with credit card debt, these roadblocks make payoff a challenge.

Best Credit Cards for Hilton Hotels

Best Credit Cards for a 600 Credit Score

5 Things to Know About the NerdUp by NerdWallet Card

Designed for people looking to build or rebuild their credit, this secured card has a $0 annual fee and a $100 minimum deposit.