Rosalie Murphy

Lead Writer & Content Strategist

Expertise

Small business •
business banking •
business credit cards

How I Think About Money “Many of my favorite things and experiences have come from small businesses. I write to help entrepreneurs make smart and quick financial choices so they can get back to doing what they and their customers love.”

10+ Years of Experience

110+ Articles Written

Previous experience

The Desert Sun, Freelance personal finance writer

Education

B.A. in Print and Digital Journalism from University of Southern California, Graduate Certificate in Quantitative Business Management from Kent State University

Awards

National Association of Real Estate Editors: Best Young Journalist, Society for Advancing Business Editing and Writing: Best in Business (Explanatory)

Rosalie Murphy has covered small-business banking, credit cards, insurance and lending at NerdWallet since 2021. She writes and edits the Starting Small newsletter, and her reporting has appeared in publications like the Associated Press, MarketWatch and Nasdaq. Rosalie is an MBA candidate at Kent State University and has a bachelor's degree in journalism from the University of Southern California.

Published in

Products that deliver

Tools that work, so you don't have to

Curated financial resources

Rosalie's picks

Do You Need an EIN to Open a Business Bank Account? No, you don’t always need an EIN to open a business bank account. But there are benefits to getting one.

By Rosalie Murphy

Using an SBA 7(a) Loan to Buy a Business

By Randa Kriss

Cheapest Credit Card Processing Companies for Small Businesses

By Karrin Sehmbi, Hillary Crawford

Do You Need an EIN to Open a Business Bank Account? No, you don’t always need an EIN to open a business bank account. But there are benefits to getting one.

By Rosalie Murphy

Using an SBA 7(a) Loan to Buy a Business SBA 7(a) loans can be an affordable option when you want to buy an existing business or increase ownership in your current business — as long as you can qualify.

By Randa Kriss

Cheapest Credit Card Processing Companies for Small Businesses There’s no free way to accept card payments. But these companies keep costs down without sacrificing value. The cheapest option for you will depend on factors like sales volume and how you process payments.

By Karrin Sehmbi, Hillary Crawford

The latest from Rosalie

Business Credit Building Services: Who Should Use Them, Best Options

An American Express Business Platinum card against a backdrop of architectural drawings.

American Express Business Platinum: A $200 Annual Fee Increase Will Pay Off for Big Spenders

Sign-Up Bonus for Chase Ink Cash, Chase Ink Unlimited Jumps to $900

Employee vs. Contractor: What You Can Do If You’re Misclassified

Purchasing Cards: What They Do, Best Options

What Is a Secured Business Loan? Pros & Cons and How to Get One

What Happens if Your Bank Stops Serving Businesses?