9 Best Los Angeles Mortgage Lenders of 2022
Looking for a Los Angeles mortgage lender? We've researched the city’s top lenders, selecting the best in five categories so you can have a first-rate experience and get the best mortgage rates.
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Los Angeles is home to many different financial institutions. If the idea of sorting through them all to find the right mortgage lender feels overwhelming, don’t worry — NerdWallet can give you a head start. Although they serve borrowers across the country, these lenders are among the most popular mortgage providers in Los Angeles. Whether you’re looking to buy a house in Silver Lake, refinance your Laurel Canyon bungalow or tap the equity in your Echo Park townhouse, these national and local mortgage lenders are a great place to start.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
9 Best Los Angeles Mortgage Lenders of 2022
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Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | Min. down payment ▾ ▾ | Learn more |
|---|---|---|---|---|
580 | N/A | Learn more at New American Funding | ||
580 | 3% | Learn more at Rocket Mortgage, LLC | ||
580 | 3% | Learn more at Rate | ||
 Carrington: NMLS#2600 Compare More Lenders on NerdWallet | 620 | 3% | Compare More Lenders on NerdWallet | |
 Wells Fargo: NMLS#399801 Compare More Lenders on NerdWallet | 620 | 3% | Compare More Lenders on NerdWallet | |
 Navy Federal: NMLS#399807 Compare More Lenders on NerdWallet | N/A | 0% | Compare More Lenders on NerdWallet | |
 Flagstar: NMLS#417490 Compare More Lenders on NerdWallet | 680 | 3% | Compare More Lenders on NerdWallet | |
 Connexus: NMLS#649316 Compare More Lenders on NerdWallet | 640 | 3% | Compare More Lenders on NerdWallet | |
 Alliant: NMLS#197185 Compare More Lenders on NerdWallet | N/A | N/A | Compare More Lenders on NerdWallet |
Local mortgage lenders in Los Angeles
If you prefer a local mortgage experience, these Los Angeles lenders are among the highest-volume lenders in the city, though NerdWallet hasn’t reviewed them yet.
Ideal for California school employees and their families.
Down payments as low as 3%.
Reduced closing costs and fees.
Low- or no-mortgage-insurance loan options.
Online mortgage application.
Multiple Southern California branch locations.
Ideal for borrowers who want affordable loan options.
Multiple low-down-payment loans.
Loan options with no closing costs and no mortgage insurance.
Mobile app available.
Multiple branch locations in Los Angeles.
Ideal for borrowers who need down payment assistance.
Offers FHA, HomePath, Home Possible and MyCommunity mortgages.
Down payment assistance search tool.
Full online loan application.
Many California branch locations.
Ideal for borrowers who want help comparing loan products.
Dedicated loan officers to help you choose the right mortgage.
Offers affordable FHA and HomeReady loans, as well as a no-closing-cost option.
Free email alerts let you know when rates drop.
Digital document upload and application tracking.
Ideal for borrowers who prefer a homegrown lender.
Offers a full selection of loans, including FHA, VA, USDA, home equity loans and reverse mortgages.
Connects borrowers with California down payment assistance programs.
Headquartered in Corona, California.
More from NerdWallet
Last updated on January 6, 2022
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best Los Angeles Mortgage Lenders of 2022
- New American Funding: Best for first-time home buyers
- Rocket Mortgage, LLC: Best for refinancing
- Rate: Best for refinancing
- Carrington: Best for first-time home buyers
- Wells Fargo: Best for in-person service
- Navy Federal: Best for veterans
- Flagstar: Best for home equity loans
- Connexus: Best for home equity loans
- Alliant: Best for customer service
