10 Best South Carolina Mortgage Lenders of 2021

Looking for a South Carolina mortgage lender? We've researched the state's top lenders, selecting the best for first-time home buyers, online experience and even home equity lines of credit, to help you choose the right mortgage lender today.

Last updated on January 22, 2021

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Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.

Finding the ideal South Carolina mortgage lender can feel like a massive task, but don’t worry — NerdWallet has done the homework for you.

We compared leading home loan providers in the Palmetto State and identified the best ones for a variety of borrower needs.

Whether you’re looking to buy a condo in Charleston, a cottage in Mount Pleasant or a classic ranch in Greenville, these lenders are a solid place to start your mortgage search.

Why trust NerdWallet

50+ mortgage lenders reviewed and rated by our team of experts.
40+ years of combined experience covering mortgages and financial topics.
Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
Governed by NerdWallet's strict guidelines for editorial integrity.

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated Press, USA Today, The Washington Post, MarketWatch, Newsweek and many other national, regional and local publications. They have been cited in publications including The Wall Street Journal, and appeared on NerdWallet's "Smart Money" podcast as well as local TV and radio.

Why trust NerdWallet

50+ mortgage lenders reviewed and rated by our team of experts.
40+ years of combined experience covering mortgages and financial topics.
Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
Governed by NerdWallet's strict guidelines for editorial integrity.

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated Press, USA Today, The Washington Post, MarketWatch, Newsweek and many other national, regional and local publications. They have been cited in publications including The Wall Street Journal, and appeared on NerdWallet's "Smart Money" podcast as well as local TV and radio.

10 Best South Carolina Mortgage Lenders of 2021

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Lender ▾ ▾	NerdWallet Rating ▾ ▾	Min. credit score ▾ ▾	Min. down payment ▾ ▾	Learn more
Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC at Rocket Mortgage, LLC	4.5 /5 Home loans overall Best for online experience	620	1%	Learn more at Rocket Mortgage, LLC at Rocket Mortgage, LLC
loanDepot: NMLS#174457 Compare More Lenders on NerdWallet	4.0 /5 Home loans overall Best for online experience	620	3%	Compare More Lenders on NerdWallet
Bank of America: NMLS#399802 Compare More Lenders on NerdWallet	5.0 /5 HELOCs Best for HELOCs	660	N/A	Compare More Lenders on NerdWallet
SunTrust (Truist): NMLS#2915 Compare More Lenders on NerdWallet	4.5 /5 Home loans overall Best for first-time home buyers	620	3%	Compare More Lenders on NerdWallet
Guild Mortgage: NMLS#3274 Compare More Lenders on NerdWallet	4.0 /5 Home loans overall Best for first-time home buyers	N/A	3%	Compare More Lenders on NerdWallet
Navy Federal: NMLS#399807 Compare More Lenders on NerdWallet	5.0 /5 VA loans Best for veterans	N/A	0%	Compare More Lenders on NerdWallet
USAA: NMLS#8722 Compare More Lenders on NerdWallet	4.5 /5 VA loans Best for veterans	N/A	0%	Compare More Lenders on NerdWallet
Flagstar: NMLS#417490 Compare More Lenders on NerdWallet	5.0 /5 Home loans overall Best for low down payment	N/A	5%	Compare More Lenders on NerdWallet
BB&T (Truist): NMLS#399803 Compare More Lenders on NerdWallet	4.5 /5 Home loans overall Best for low down payment	620	3%	Compare More Lenders on NerdWallet
TD Bank: NMLS#399800 Compare More Lenders on NerdWallet	4.5 /5 HELOCs Best for HELOCs	620	3%	Compare More Lenders on NerdWallet

Last updated on January 22, 2021

Methodology

NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.

To recap our selections...

NerdWallet's Best South Carolina Mortgage Lenders of 2021

Rocket Mortgage, LLC: Best for online experience
loanDepot: Best for online experience
Bank of America: Best for HELOCs
SunTrust (Truist): Best for first-time home buyers
Guild Mortgage: Best for first-time home buyers
Navy Federal: Best for veterans
USAA: Best for veterans
Flagstar: Best for low down payment
BB&T (Truist): Best for low down payment
TD Bank: Best for HELOCs