Elizabeth Ayoola

Writer | Retirement, credit, wellness

Elizabeth Ayoola is a NerdWallet personal finance writer and small business owner. She graduated from King's College London with a master's in environment, politics and globalization, and she has over 10 years of writing experience. Her journey to finance writing started with a goal to learn as much as she could about how to attain financial freedom and share information with others about how to do it, too. This led her to Debt.com, where she covered topics relating to mortgages, debt and credit. Her articles have appeared on platforms like The Associated Press, The Washington Post, Essence, The Knot, MSN, Parents.com, Yahoo and PopSugar.

Education: M.A. in environment, politics and globalization from King's College London
Previous experience: Debt.com

Elizabeth's picks

What Is Halal Investing?

by Alana Benson

If you’re looking to invest in a Shariah-compliant way, it may be easier than you think to get started.

Sole Proprietorship Taxes: Everything You Need to Know

by Billie Anne Grigg

You’ll complete a separate form for your sole proprietorship taxes, Schedule C, which you file with your personal income tax form, Form 1040.

What Does NFT Mean? A Guide to Non-fungible Tokens

An NFT, or non-fungible token, allows buyers to say they own the original copy of a digital file.

Elizabeth has also nerded out in...

Other publications

Entrepreneur, The Associated Press, Yahoo, Nasdaq

The latest from Elizabeth

Smart Money Podcast — Crush Debt or Grow Investments? How to Make the Best Choice for You

Learn how to tackle credit card debt, build savings, and decide between debt payoff and investing for financial growth.

Smart Money Podcast — End-of-Year IRA Fixes Before Tax Time: Roth Contribution and Correction Strategies

Discover how to embrace “lazy” money management, maximize Roth IRA contributions and fix over-contribution mistakes.

4 Ways to Hit Your Family Savings Goals in 2025

Smart Money Podcast — How You Could Grow $26K to $44K in 7 Years: Smart Strategies to Try

Learn how to diversify investments, leverage tax-advantaged accounts, and set realistic goals for long-term financial growth.

When is Cyber Monday? Everything You Need To Know

Cyber Monday is the Monday after Thanksgiving. This year it's Dec. 2. Some Cyber sales are already starting.

Smart Money Podcast — Online Banking vs Neobanks: Understand FDIC Safety and Protect Your Money

Learn how to distinguish neobanks from traditional banks, understand FDIC insurance, and get tips for affordable holiday hosting.

3 Reasons to Involve Your Kids in Small Business Saturday

Hiring your children to work on Small Business Saturday can teach them positive work values and give you extra help for the holidays.

Smart Money Podcast: Retirement Rollover Ready? Rules, Risks, and Rewards of 401k and IRA Transfers

Learn the pros, cons, and methods of rolling over retirement accounts to simplify your finances so you can avoid costly mistakes.

Smart Money Podcast: How to Maximize Rewards on Big Credit Card Purchases

Get tips for saving money on Halloween costumes and decorations, plus how to leverage credit cards when making big purchases.

Cheap Halloween Costume Ideas From Moms

Moms share tips for how to DIY and repurpose Halloween costumes.

Smart Money Podcast: Refresh Your Fall Finances: A Money Check-Up and Investment Diversification Deep Dive

Get fall-ready with budgeting tips and strategies for diversifying your investment portfolio to achieve financial goals.

3 Side Gigs for Full-Time Working Moms

Four moms share side gigs that are flexible and provide solid sources of extra income for their families.

Smart Money Podcast: How to Weigh Career Moves for Financial and Lifestyle Gains

Learn how you could save money by caring less about what other people think and how to weigh the pros and cons of a job offer.

Smart Money Podcast: FIRE Up Your Finances with Early Retirement and Credit Card Reward Tips

Discover strategies for achieving early retirement with the FIRE movement and learn how to maximize your credit card rewards.

4 Moms Share Back-to-School Shopping Tips That Actually Work

Back-to-school shopping can be expensive, but prioritizing, buying second-hand items and negotiating with kids can make it more affordable.