Steve Nicastro

Steve Nicastro is a former NerdWallet writer and authority on personal loans and small business. His work has appeared in USA Today, The New York Times and MarketWatch. He holds a bachelor’s degree in journalism from Quinnipiac University.

The latest from Steve

What to Do if Your Loan Application Is Denied

Learn the reason your loan was denied, then work on boosting your credit and income for your next application.

Angel Investors: Who They Are, Pros and Cons

Angel investors can be accredited investors with net worth of at least $1 million or at least $200K in annual income.

Family Loans: How to Borrow From and Lend to Family

Family loans can provide a cheaper leg up — but they also risk the relationship. Carefully weigh the pros and cons.

Paycheck Protection Program 2.0: How to Apply for a New PPP Loan

The Paycheck Protection Program helps small businesses with payroll and operating costs. Learn how PPP works.

Roof Loans to Finance a New Roof

A roof loan is a personal loan used to cover the cost of repairing or replacing a roof. Compare roof loans and other financing options.

Tiny House Financing: Personal Loans for Your Tiny Home

The market for tiny homes may be getting bigger, but financing options are limited to personal loans, builder financing and home equity loans.

Best Credit Card Consolidation Loans

The best credit card consolidation loans offer low rates, flexible payment terms and direct payment to creditors. Compare your options for credit card consolidation.

Should You Get a Loan on Your Credit Card?

A loan on a credit card is cheaper than a cash advance, but it won't benefit your credit score and may be more expensive than alternatives.

Acima Leasing: 2024 Review

Acima offers lease-to-own financing, but it’s pricey. Borrowers can minimize financing costs by paying off the lease early.

Best Personal Loans With No Origination Fee

A personal loan with no origination fee appeals to borrowers who want to avoid extra costs. Compare the best personal loans with no origination fee.

What Happens If I Default on a Personal Loan?

Defaulting on a personal loan can have serious consequences, including a damaged credit score.

How to Get a Debt Consolidation Loan in 5 Steps

The steps to get a debt consolidation loan include checking your credit, comparing options and applying for a loan.

What Is a Live Check?

Live checks are actually personal loans. If you cash one, you'll have to repay the money with interest.

How I Ditched Debt: Thrifty Living and Side Gigs

Bad choices in college and a bad job market after led to too much debt. Now she's smart about her finances and future.

How I Ditched Debt: Smart Solutions for ‘Stupidest Decision’