9 Best Kansas City Mortgage Lenders of 2021
Locating a mortgage lender in Kansas City is easy, but finding the right one can be overwhelming. NerdWallet did the research to recommend some of the best.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.
You’ll find a strong stable of mortgage companies in the Kansas City area, regardless of which side of State Line Road you look. The challenge? Sifting through the plethora of options. To make the process easier, NerdWallet researched the local market to find some of the best national and regional mortgage lenders for a variety of borrowers. These companies do business throughout the area and are good places to start your search.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
9 Best Kansas City Mortgage Lenders of 2021
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Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | Min. down payment ▾ ▾ | Learn more |
|---|---|---|---|---|
620 | 3% | Learn more at NBKC | ||
620 | 3% | Learn more at Rate | ||
 Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | 620 | 3% | Learn more at Fairway Independent Mortgage | |
620 | 3% | |||
N/A | 0% | |||
N/A | 0% | |||
N/A | 5% | |||
620 | 3% | |||
660 | 5% |
Local mortgage lenders in Kansas City
The following companies haven’t been reviewed by NerdWallet, but they do a lot of business in the Kansas City metropolitan area. They’re worth investigating if you’re looking for more options.
Good for borrowers looking for a homegrown credit union.
Offers membership to Kansas City area residents, workers and employees of select companies outside the area.
Has an adjustable-rate loan available with no down payment for first-time home buyers.
Offers FHA, USDA and VA mortgages, as well as fixed-rate home equity lines of credit.
Has two mortgage-lending locations in the Kansas City area.
Has an online application available.
Makes its lending decisions locally.
Good for borrowers looking for a full suite of fixed- and adjustable-rate mortgage options.
Allows you to start an application online.
Offers FHA, USDA and VA mortgages.
Offers no and low down payment options, including a special program for physicians.
Good for borrowers looking for online conveniences.
Has an online application and displays mortgage rates on its website.
Has programs available for low- and moderate-income home buyers.
Offers construction loans and combined purchase and renovation loans.
More from NerdWallet
Last updated on January 26, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best Kansas City Mortgage Lenders of 2021
- NBKC: Best for online convenience
- Rate: Best for nonbank option
- Fairway Independent Mortgage: Best for nonbank option
- PrimeLending: Best for niche loan products
- USAA: Best for veterans
- Navy Federal: Best for veterans
- Flagstar: Best for niche loan products
- Carrington: Best for first-time home buyers
- Bank of America: Best for online convenience
