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9 Best Pennsylvania Mortgage Lenders of 2021

These mortgage lenders rose to the top for products, services and customer experience in the Keystone State in 2021.

Last updated on January 26, 2021
NerdWallet
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NerdWallet
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Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.

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NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated Press, USA Today, The Washington Post, MarketWatch, Newsweek and many other national, regional and local publications. They have been cited in publications including The Wall Street Journal, and appeared on NerdWallet's "Smart Money" podcast as well as local TV and radio.

9 Best Pennsylvania Mortgage Lenders of 2021

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Lender
NerdWallet Rating
Min. credit score
Min. down payment
Learn more
Network Capital

Network Capital: NMLS#11712

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4.5
/5
Home loans overall
Best for online lending

620

3%

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Rate

Rate: NMLS#2611

5.0
/5
Home loans overall
Best for government-backed loans and jumbo loans

620

3%

Rocket Mortgage, LLC

Rocket Mortgage, LLC: NMLS#3030

Learn more
at Rocket Mortgage, LLC
at Rocket Mortgage, LLC
4.5
/5
Home loans overall
Best for first-time home buyers

620

1%

Learn more
at Rocket Mortgage, LLC
at Rocket Mortgage, LLC
loanDepot

loanDepot: NMLS#174457

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on NerdWallet
4.0
/5
Refinancing
Best for refinancing

520

5%

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on NerdWallet
PNC Bank

PNC Bank: NMLS#446303

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5.0
/5
Home loans overall
Best for online lending

620

3%

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on NerdWallet
Bank of America

Bank of America: NMLS#399802

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3.5
/5
FHA loans
Best for government-backed loans

600

3.5%

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on NerdWallet
Veterans United

Veterans United: NMLS#1907

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4.0
/5
Refinancing
Best for refinancing

620

0%

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on NerdWallet
SoFi

SoFi: NMLS#696891

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4.5
/5
Home loans overall
Best for online lending

620

3%

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on NerdWallet
Carrington

Carrington: NMLS#2600

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3.5
/5
Home loans overall
Best for first-time home buyers

620

3%

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on NerdWallet

Last updated on January 26, 2021

Methodology

NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.

To recap our selections...

NerdWallet's Best Pennsylvania Mortgage Lenders of 2021

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