10 Best Maryland Mortgage Lenders of 2021
NerdWallet has examined some of the leading lenders in Maryland to help you find a home loan source in a variety of mortgage categories.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.
Maryland is a tiny state that punches well above its weight — it ranks among the wealthiest states in the nation. Buying a home here can be a pricey proposition, especially in the suburbs of Washington, D.C. But from Cumberland to the Chesapeake Bay, wherever you want to call home, you’ll want a trusted lender by your side.
NerdWallet has examined the leading lenders in Maryland to help you find a home loan source in numerous mortgage categories.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
10 Best Maryland Mortgage Lenders of 2021
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Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | Min. down payment ▾ ▾ | Learn more |
|---|---|---|---|---|
700 | 20% | Learn more at Rate | ||
620 | 1% | Learn more at Rocket Mortgage, LLC | ||
620 | 3% | |||
620 | 3% | |||
620 | 3% | |||
N/A | 0% | |||
580 | 3.5% | |||
720 | 5% | |||
N/A | 5% | |||
N/A | 0% |
Last updated on January 28, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best Maryland Mortgage Lenders of 2021
- Rate: Best for jumbo home loans
- Rocket Mortgage, LLC: Best for online experience
- PNC Bank: Best for refinancing
- loanDepot: Best for online experience
- SunTrust (Truist): Best for refinancing
- Navy Federal: Best for first-time home buyers
- PrimeLending: Best for government-backed mortgages
- Bank of America: Best for jumbo home loans
- Flagstar: Best for first-time home buyers
- USAA: Best for government-backed mortgages
