8 Best Minnesota Mortgage Lenders of 2021
If you're buying a house in Minnesota this year, your mortgage search starts here. Compare leading lenders across different loan categories so you can choose with confidence.
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If you're looking for a Minnesota mortgage lender, you’ve come to the right place.
NerdWallet compared the leading home loan providers in the Land of 10,000 Lakes, then chose the top contenders for a variety of specific mortgage needs.
Whether you’re dreaming of owning a condo in Minneapolis or a classic ranch in Duluth, or if you want to refinance your existing home in Bloomington, these lenders are a solid place to start mortgage shopping.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
8 Best Minnesota Mortgage Lenders of 2021
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Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | Min. down payment ▾ ▾ | Learn more |
|---|---|---|---|---|
620 | 0% | Learn more at Veterans United | ||
620 | 1% | Learn more at Rocket Mortgage, LLC | ||
 Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | 620 | 3% | Learn more at Fairway Independent Mortgage | |
 Bank of America: NMLS#399802 Compare More Lenders on NerdWallet | 620 | N/A | Compare More Lenders on NerdWallet | |
 loanDepot: NMLS#174457 Compare More Lenders on NerdWallet | 620 | 3% | Compare More Lenders on NerdWallet | |
 PrimeLending: NMLS#13649 Compare More Lenders on NerdWallet | 620 | 3% | Compare More Lenders on NerdWallet | |
 Navy Federal: NMLS#399807 Compare More Lenders on NerdWallet | N/A | 0% | Compare More Lenders on NerdWallet | |
 Flagstar: NMLS#417490 Compare More Lenders on NerdWallet | N/A | 5% | Compare More Lenders on NerdWallet |
More from NerdWallet
Last updated on January 21, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best Minnesota Mortgage Lenders of 2021
- Veterans United: Best for veterans
- Rocket Mortgage, LLC: Best for low down payment
- Fairway Independent Mortgage: Best for first-time home buyers
- Bank of America: Best for refinancing
- loanDepot: Best for online experience
- PrimeLending: Best for first-time home buyers
- Navy Federal: Best for veterans
- Flagstar: Best for low down payment
