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9 Best Seattle Mortgage Lenders of 2022

Looking for a Seattle mortgage lender? We researched Seattle's best mortgage companies so you can compare loan options, mortgage rates and more.

Last updated on January 6, 2022
NerdWallet
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NerdWallet
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NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated Press, USA Today, The Washington Post, MarketWatch, Newsweek and many other national, regional and local publications. They have been cited in publications including The Wall Street Journal, and appeared on NerdWallet's "Smart Money" podcast as well as local TV and radio.

9 Best Seattle Mortgage Lenders of 2022

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Lender
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NerdWallet Rating
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Min. credit score
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Min. down payment
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Fairway Independent Mortgage

Fairway Independent Mortgage: NMLS#2289

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at Fairway Independent Mortgage
3.0
/5
Home loans overall
Best for mobile app experience

620

3%

Learn more
at Fairway Independent Mortgage
loanDepot

loanDepot: NMLS#174457

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on NerdWallet
4.0
/5
Home loans overall
Best for strong customer service

620

3%

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on NerdWallet
Caliber

Caliber: NMLS#15622

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3.0
/5
Home loans overall
Best for first-time home buyers

620

3%

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on NerdWallet
Guild Mortgage

Guild Mortgage: NMLS#3274

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4.0
/5
Home loans overall
Best for down payment assistance

N/A

3%

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Chase

Chase: NMLS#399798

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4.0
/5
Home loans overall
Best for conventional loans

620

3%

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Bank of America

Bank of America: NMLS#399802

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5.0
/5
Jumbo loans
Best for jumbo loans

720

5%

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Flagstar

Flagstar: NMLS#417490

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5.0
/5
Home loans overall
Best for renovation and construction loans

N/A

5%

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on NerdWallet
Navy Federal

Navy Federal: NMLS#399807

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5.0
/5
VA loans
Best for military members and their families

N/A

0%

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on NerdWallet
PrimeLending

PrimeLending: NMLS#13649

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4.0
/5
Home loans overall
Best for borrowers with past credit issues

620

3%

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on NerdWallet

» MORE: See more Washington mortgage lenders

Local mortgage lenders in Seattle

While these lenders have not been reviewed by NerdWallet, they do a lot of lending in Seattle and are popular with the city’s mortgage shoppers. Check them out if you want to include a local company or two on your list.

Homestreet Bank

  • Participates in down payment assistance programs.

  • Offers special loans for medical professionals and borrowers with unique income streams.

  • Provides mortgage lending customer service only Monday through Friday.

  • Has over a dozen home loan centers in and around Seattle.

Boeing Employees Credit Union (BECU)

  • Offers membership to anyone who lives or works in Washington state.

  • Does not charge origination fees on conventional mortgage loans.

  • Works with third-party companies to provide rebates on real estate agent commissions.

  • Over a dozen branch locations in and around Seattle.

Evergreen HOME LOANS

  • An independent mortgage company headquartered in Bellevue, Washington

  • Has a program that reimburses the down payment amount if the property is sold at loss in the future.

  • Offers a guarantee that pays a seller $2,500 if a borrower makes an offer and the loan then falls through.

  • Has only one branch location in Seattle.

First Tech Federal Credit Union

  • Primarily serves high-tech or telecom company employees and their families.

  • Doesn’t offer FHA, VA or USDA loans.

  • Offers a specialized 5/5 adjustable-rate mortgage.

  • Has only one branch location in Seattle.

More from NerdWallet

Last updated on January 6, 2022

Methodology

NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.

To recap our selections...

NerdWallet's Best Seattle Mortgage Lenders of 2022

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