12 Best FHFC Mortgage Lenders of 2022
Florida Housing Finance Corporation loan programs can help you buy your first home by offering down payment and closing cost assistance. Check out our top picks for FHFC lenders.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.
Through its mortgage and assistance programs, the Florida Housing Finance Corporation, or FHFC, makes homeownership affordable for many first-time buyers.
You’ll need to work with an FHFC-approved lender to make sure you’re eligible and apply for a loan, but selecting a Florida mortgage provider from so many options can be hard.
To narrow your search, NerdWallet compared many of FHFC’s participating lenders, identifying the best ones for a variety of needs.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
12 Best FHFC Mortgage Lenders of 2022
Have you or your spouse served in the military?
We’ve got more home loan options for you. Show me
Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | Min. down payment ▾ ▾ | Learn more |
|---|---|---|---|---|
620 | 3% | |||
580 | N/A | Learn more at New American Funding | ||
 Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | 640 | 0% | Learn more at Fairway Independent Mortgage | |
 loanDepot: NMLS#174457 Compare More Lenders on NerdWallet | 620 | 3% | Compare More Lenders on NerdWallet | |
 Citibank: NMLS#412915 Compare More Lenders on NerdWallet | N/A | 3% | Compare More Lenders on NerdWallet |
More from NerdWallet
Last updated on January 6, 2022
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best FHFC Mortgage Lenders of 2022
- Rate: Best for online experience
- New American Funding: Best for first-time home buyers
- Fairway Independent Mortgage: Best for veterans
- loanDepot: Best for customer service
- Citibank: Best for borrowers with no credit history
- SunTrust (Truist): Best for Latino borrowers
- BB&T (Truist): Best for borrowers with no credit history
- Guild Mortgage: Best for online experience
- Caliber: Best for veterans
- Alterra: Best for Latino borrowers
- Homebridge: Best for online convenience
- PrimeLending: Best for fixer-uppers
