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Hannah Logan

Hannah Logan

Hannah Logan is a freelance writer and blogger who specializes in personal finance and travel. You can follow her personal travel blog EatSleepBreatheTravel.com or find her on Instagram @hannahlogan21.

The latest from Hannah

A T4 slip sits on a table surrounded by a pen and calculator.

T4 Slips: What Canadian Employees Should Know

A T4 slip is a tax document that summarizes your annual employment earnings as well as any deductions.

Mature woman at kitchen table considers annuities as part of her retirement strategy.

Can Annuities Fund Your Retirement?

An annuity provides regular payments that serve as guaranteed income during retirement. Canadian annuities charge fees and commissions, lock-in your money and are subject to taxes.

Older couple on couch discussing defined benefit vs defined contribution pension plans.

Defined Benefit vs. Defined Contribution Pension Plans

A defined benefit plan is funded and managed by an employer. A defined contribution plan is managed and funded by employees and boosted by employer contributions.

Couple considers their options with a private mortgage lender.

What Is a Private Mortgage?

A private mortgage is a short-term, interest-only loan to buy property. Private mortgages are offered by independent individuals or institutions, so it may be easier to qualify for one.

Couple thinking about buying their first home enter a potential house.

8 Mistakes to Avoid When Buying Your First Home

Applying with a low credit score, not comparing lenders and forgetting to budget for closing costs are some mistakes to avoid when buying your first home.

Family using first-time home buyer tips while house hunting.

12 Essential Tips for First-Time Home Buyers

Saving the right down payment, preparing for the mortgage stress test and looking for assistance programs are tips first-time home buyers can use to reduce stress and save money.

Make sure you understand and read your pay stub so you know exactly how much money you made, what you are paying in taxes, and how much of your wages you actually get to take home.

How to Read Your Pay Stub

A pay stub is a record of your wages and how they are calculated. Knowing how to review your pay stub will help you make sure you are being paid correctly.

Husband and wife calculate their mortgage LTV on a laptop.

What Is a Mortgage Loan-to-Value Ratio (LTV)?

LTV compares the mortgage amount to the value of a home. LTV ratios are evaluated when buying or selling a home, renewing or refinancing a mortgage, and when getting a home equity loan.

Are you considering investing in a GIC? Or, should you look at other investments? It depends on your goals — and how much the low risk and guaranteed return matter to you.

When Is a GIC Investment Worth Your Money?

As interest rates remain elevated, GICs have become an attractive option for risk-averse investors.

Investment property mortgages help you invest in real estate through residential rental units and commercial properties.

Beginner’s Guide to Investment Property Mortgages

Buying an investment property — real estate meant to generate income — involves a slightly different mortgage process, with its own eligibility criteria and risks to consider.

The home inspector will do a thorough visual examination of the indoor and outdoor components of your potential new home, including the structure itself as well as systems such as heat and electricity. The inspector will identify any problems, needed repairs, evidence of past issues, and anything that might need to be updated or is considered unsafe.

Home Inspection Checklist for Buyers and Sellers

A home inspection is an evaluation by a qualified professional. Here's why you need one and what it will likely entail.

Interest is a lot like gardening. An annual percentage rate (APR) is the rate of interest charged on loans, like crops lost to bugs and rabbits. An annual percentage yield (APY) is the rate of interest earned on investments, like the crops you harvest after planting a seed.

Annual Percentage Rate (APR) Vs. Annual Percentage Yield (APY)

Annual percentage rate (APR) is the total interest rate charged on loans. Annual percentage yield (APY) is the rate of interest earned on investments.

Compound interest makes your money grow faster than simple interest. It is the interest earned on money that has already earned interest.

What Is Compound Interest?

Compound interest is the interest earned on money that has already earned interest. Compound interest helps your money grow faster, with no additional investment on your part.

Interest rates affect all sorts of things — from the food you buy to the home you live in.

What Is an Interest Rate?

An interest rate can be thought of as the cost of borrowing money, or the income you earn on saved money.

an estate agent shows a couple around a refurbished period home

Realtors, Real Estate Agents and Brokers: What’s the Difference?

A Realtor is a real estate agent, but not all real estate agents are Realtors. Brokers manage real estate agents. Who you should work with depends on your needs and their experience and reputation.

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