Menu Toggle

NerdWallet Canada

Search

Sandra MacGregor

Sandra MacGregor

Sandra MacGregor is a freelance writer who has been covering personal finance, investing and credit cards for over a decade. Her work has appeared in a variety of publications like the New York Times, the UK Telegraph, the Washington Post, Forbes.com and the Toronto Star. You can follow her on Twitter at @MacgregorWrites.

The latest from

Women buying cryptocurrency on her laptop while her cat looks on.

What Is Cryptocurrency and How Does It Work?

Cryptocurrency is a digital asset supported by a decentralized technology known as blockchain. Cryptocurrencies are unregulated and their values are highly volatile.

Woman seated at her desk reviewing receipts and tax documents to claim a deduction.

Tax Deductions: What They Are, How to Claim

Tax deductions are a way to reduce your taxable income and, consequently, your tax bill. You must meet eligibility criteria to claim a tax deduction.

Shot of a mature man using a laptop and reviewing his Notice of Assessment, which acts as a kind of receipt to show that your tax return has been received and reviewed.

What is a Notice of Assessment?

A notice of assessment is an acknowledgement that your tax return has been received by the Canada Revenue Agency.

A woman sits at her table with computer and tax forms and receipts to determine if she will receive a tax refund.

How Tax Refunds Work in Canada

A tax refund is issued by the Canada Revenue Agency if you pay more taxes throughout the course of a year than you actually owe.

Serious concentrated young woman in glasses sitting at table and analyzing tax documents in home office

What Is a Tax Return?

A tax return is a form or forms through which annual income, and any tax deductions and credits, is reported to the Canadian Revenue Agency.

Asian couple writing a will with a laptop on their coffee table.

Why You Need a Will and How to Write One

Writing a legally binding will in Canada depends on the laws of your province or territory. You can choose to write a will yourself or hire a lawyer to assist you.

Older couple standing outdoors thinks about naming their beneficiaries.

Choosing a Beneficiary: How it Works and Who’s Eligible

A beneficiary receives some or all your assets when you pass away. You can choose a person, multiple people or even an entity as your beneficiary.

Mother and daughter at a table discussing estate planning.

What is Estate Planning?

Estate planning ensures that your end-of-life wishes are carried out and your assets are handled according to your desires.

Man looking at cheque for bank account and routing numbers.

What Is a Bank Account Number?

A bank account number is a string of digits that identifies a specific bank account and is used to facilitate various transactions.

Smiling couple checks their joint account on a laptop.

Joint Bank Account: How It Works

A joint account is a bank account that can be legally accessed by more than one person. All parties are equally responsible for fees or debt incurred.

Black person browsing types of bank accounts on a tablet.

Common Types of Bank Accounts in Canada

Choosing the right type of banking account — whether chequing or savings — can help you manage your finances and grow your money.

Paying with just a tap using a digital wallet. Closeup shot of a woman paying using NFC technology in a cafe

What Is a Digital Wallet and How Does It Work?

A digital wallet, also known as a mobile wallet, lets you make purchases using your mobile device.

Couple standing in front of a rent-to-own home.

How Does a Rent-to-Own Home Work?

A rent-to-own arrangement is one in which you rent a house that you intend to buy. Each time you pay rent, a portion is applied to your eventual down payment.

Older couple discusses their joint tenancy mortgage with real estate agent.

How Does a Joint Tenancy Mortgage Work?

Joint tenancy allows two or more people to have equal co-ownership of a property. A joint tenancy mortgage is a popular option for married couples.

Two roommates celebrate their tenants-in-common mortgage.

What Is a Tenants-in-Common Mortgage?

A tenants-in-common mortgage arrangement allows two or more people to share ownership of a property. Each owner has an individual and undivided share, though they may not be equal.

Previous 1 2 3 4 5 6 7 8 Next