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Siddhi Bagwe

Siddhi Bagwe

Content Management Specialist Banking, personal finance

Siddhi Bagwe is a content management specialist at NerdWallet Canada. Treating content marketing as an educational medium for readers, Siddhi believes in empowering them with the knowledge of personal finance and enabling financial freedom for all. Her previous work experience includes five years as a content writer, content coordinator and strategist in tech, PR and marketing. Before that, she worked on advertising and graphic design projects for some of India’s leading architects and movie artists, as well as global brands like Disney.

Education:

Digital Marketing at RED Academy
Advertising & Graphic Design, Applied Art at Wigan & Leigh College, UK

Credentials:

YouTube Video Marketing Certification, BCIT School of Business + Media
Writing for Content Marketing Certification, UBC Extended Learning

Previous Experience:

Content and social media strategist, Black Château.
Content writer, iPro Group.

The latest from Siddhi

Woman checks on her bank fees and charges using a mobile phone.

A Guide to Common Canadian Bank Fees and Charges

Banks often charge fees for holding a bank account and using banking services. Common fees include monthly account fees, overdraft charges, wire payments and ATM fees.

You will likely see the NSF or insufficient funds notice on your receipt or the transaction description line in your bank statement.

What Is a Non-Sufficient Funds Fee? How to Avoid NSF Charges

Overdrawing your bank account can result in a $50 NSF fee and hurt your credit score.

Senior businesswoman checks her no-fee bank account in the middle of the city using her smart phone.

How No-Fee Bank Accounts Save You Money

No-fee bank accounts typically offer unlimited transactions with no monthly fee, making your everyday banking more affordable.

Asian male flower shop owner browsing business bank accounts on his tablet.

Do You Need a Business Bank Account?

A business bank account allows a company or a self-employed person to perform banking transactions under a business name.

Girl checks her online bank account using her mobile phone while walking down the street.

How Does an Online Bank Work?

Online banks typically charge lower fees and deliver better interest rates on savings than traditional brick-and-mortar financial institutions, but may lack certain products and services.

Compound interest makes your money grow faster than simple interest. It is the interest earned on money that has already earned interest.

What Is Compound Interest?

Compound interest is the interest earned on money that has already earned interest. Compound interest helps your money grow faster, with no additional investment on your part.

Interest rates affect all sorts of things — from the food you buy to the home you live in.

What Is an Interest Rate?

An interest rate can be thought of as the cost of borrowing money, or the income you earn on saved money.

Registered vs. Non-Registered GICs

The main difference between registered and non-registered GICs is that registered GICs are held in investment accounts that receive special tax privileges.

How Do Cashable and Redeemable GICs Work?

Cashable and redeemable GICs let you access your principal before the term ends without penalty. But that flexibility comes with lower interest rates than those offered by other GIC options.

Guaranteed Investment Certificate: What a GIC Is and How It Works

A GIC is a low-risk investment product that guarantees your initial deposit while earning a fixed or variable rate of return, which is typically paid at the end of the term.

How to Choose a Student Bank Account

When comparing student bank accounts, consider features like monthly fees, ATM fees, number of free e-transfer fees and more.

Registered Education Savings Plan: How RESPs Work in Canada

An RESP is a tax-free investment account that helps parents and families save for a child’s post-secondary education.

How Does the RRSP Contribution Limit Work?

Your RRSP contribution limit caps the amount of money you can invest in your registered retirement savings plan; usually, the limit is 18% of your reported income from the previous year.

Registered Retirement Savings Plans (RRSPs): How They Work

An RRSP is a retirement account that you or your common-law partner or spouse can contribute to and receive huge tax benefits. Start saving early to plan for a happy retirement.

How to Use an ATM

You can use an ATM to withdraw money and make deposits with a few simple steps using your debit card.

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