Hannah Logan
Clay Jarvis
A Canada PRO deposit in your bank account means you’ve received a benefit payment from your province, via the Canada Revenue Agency. The “PRO” stands for “provincial.”
The CRA makes these payments to certain Canadians living in the provinces of Alberta and Ontario, often by direct deposit. Whether your receive a Canada PRO payment depends on your financial circumstances and where you live.
How Canada PRO deposit works
Canada PRO is how the government disperses certain tax credit and benefit program payments to eligible residents of Ontario and Alberta. Canada PRO deposits are made by the CRA on behalf of those provinces.
You have to meet certain income and residency criteria to be eligible for benefits from these annual entitlement programs. Benefits are distributed either monthly or as a lump sum, and are not taxable.
The 2024 benefit year runs from July 2024 to June 2025.
Canada PRO deposit programs in Ontario
The Ontario Trillium Benefit, or OTB, is a common PRO deposit for residents of Ontario. The OTB is actually a combined payment of three individual benefits: the Ontario Energy and Property tax credit, the Northern Ontario energy credit, and the Ontario sales tax credit.
1. Ontario Energy and Property Tax Credit
The OEPTC helps low- to moderate-income Ontarians cover some of the costs of property taxes and the sales taxes charged on home energy expenses. The OEPTC has two components: energy and property tax. For the 2024 tax year, the eligibility requirements for both components are the same.
You could get:
- $1,248 if you are between 18 and 64 years old.
- $1,421 if you are 65 or older.
- $277 if you live on a reserve or in a public long-term care home.
- $25 for the time you lived in a designated college, university or private school residence in 2023.
OEPTC eligibility requirements
To qualify for the 2024 benefit year, you must have been a resident of Ontario on December 31, 2023 and at least one of the following must be true:
- You’re 18 years of age or older before June 1, 2025.
- You’re currently or previously married or in a common-law relationship on or before December 31, 2023.
- You’re a parent who lives or previously lived with your child.
and, in 2023, at least one of the following applied to you:
- You paid property tax for your main residence.
- You rented, and your landlord was required to pay property tax for your main residence.
- You lived on a reserve and paid for your home energy costs.
- You lived in a public long-term care home (for example, a seniors’ home) and paid an amount for your accommodation.
2. Northern Ontario Energy Credit
The NOEC helps qualified individuals living in northern Ontario with the higher costs of energy common to that part of the country.
- Single individuals could receive a maximum of $180.
- Families could receive a maximum of $277.
NOEC eligibility requirements
To qualify for the 2024 benefit year, you must be a resident of Northern Ontario, which includes:
- Algoma
- Cochrane
- Kenora
- Manitoulin
- Nipissing
- Parry Sound
- Rainy River
- Sudbury
- Thunder Bay
- Timiskaming
You must also meet one of the following criteria:
- Be 18 years of age or older before June 1, 2025.
- Have or previously had a spouse or common-law partner on or before December 31, 2023.
- Be a parent who lives or previously lived with your child.
and, in 2023, you:
- Rented or paid property tax for your main residence.
- Lived on a reserve and paid for your home energy costs.
- Lived in a public long-term care home and paid a portion of your accommodation.
Note that your eligibility also depends on whether you lived in Northern Ontario on the 1st of each month.
3. Ontario Sales Tax Credit
The OSTC helps low- to moderate-income Ontarians recoup some of the sales tax they pay.
You can receive up to $360 per eligible person in your household.
OSTC eligibility requirements
To qualify for the 2024 benefit year, you must be an Ontario resident at some time before June 1, 2024 plus meet one of the following criteria:
- Be 19 years of age or older.
- Currently or previously married or in a common-law relationship.
- Be a parent who lives or previously lived with your child.
🤓 Nerdy Tip: Each tax credit program in the OTB has a maximum payment amount that varies by age and where you live. To see maximum payment amounts, visit the Ontario Trillium Benefit page on the Government of Ontario’s website.
Canada PRO deposit programs in Alberta
Alberta Child and Family Benefit
This program offers financial help to eligible Alberta families who have children under the age of 18.
The amount you receive depends on the number of children in your family and family income. For example, families with one child may receive between $752-$1,469, while families with four or more children may receive $1,982-$3,674.
Alberta Child and Family Benefit eligibility requirements
To qualify, you must meet the following criteria:
- Be a resident of Alberta.
- Be a parent of one or more children under the age of 18.
- Meet certain income criteria.
- File a tax return.
🤓 Nerdy Tip: The maximum payment amount for the Alberta Child and Family Benefit program varies by number of children and family income. To see maximum payment amounts, visit the Child and Family Benefit page on the Government of Alberta’s website.
Canada PRO Deposit dates
If you’re owed more than $360 via the Ontario Trillium Benefit for the 2024 benefit year, you can choose between monthly payments starting in July 2024 or a single payment made in June 2025.
If you’re owned $360 or less, you’ll receive a single payment in July 2024.
OTB payment dates in 2024
| January 10, 2024 | July 10, 2024 |
| February 9, 2024 | August 9, 2024 |
| March 8, 2024 | September 10, 2024 |
| April 10, 2024 | October 10, 2024 |
| May 10, 2024 | November 8, 2024 |
| June 10, 2024 | December 10, 2024 |
OTB payment dates in 2025
| January 10, 2025 | July 10, 2025 |
| February 10, 2025 | August 8, 2025 |
| March 10, 2025 | September 10, 2025 |
| April 10, 2025 | October 10, 2025 |
| May 9, 2025 | November 10, 2025 |
| June 10, 2025 | December 10, 2025 |
Alberta Child and Family Benefit payment dates
The Alberta Child and Family Benefit is paid in quarterly instalments throughout the year. You can expect to receive payment in the last week of:
- February.
- May.
- August.
- November.
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