Rogers Red World Elite Mastercard Review 2025: Is It Worth It?
Jan 13, 2025The Rogers Red World Elite Mastercard offers unlimited cash-back on every eligible dollar spent with accelerated rates on U.S. dollar purchases.
This no-fee credit card is marketed to travelers seeking the flexibility of cash-back rewards.
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Rogers Red World Elite® Mastercard® full review
The Rogers Red World Elite® Mastercard® is a cash-back credit card with no annual fee. It’s one of two Rogers Bank credit cards currently accepting applicants. Cardholders earn unlimited cash back with no annual spending caps and receive several types of travel insurance coverage.
Benefits of the Rogers Red World Elite® Mastercard®
Cash back on USD purchases: Earn unlimited 3% cash back on U.S. dollar purchases, a standout feature for cross-border shoppers.
Airport lounge access: Enjoy access to over 1,300 airport lounges worldwide through the complimentary Mastercard Travel Pass by DragonPass.
1.5x cash-back bonus on Rogers, Fido, and Shaw purchases: Boost your rewards with a 50% cash-back bonus when redeeming for eligible Rogers, Fido, or Shaw purchases.
Five free Roam Like Home days annually: Receive 5 free Roam Like Home days each year (up to $75 value) when the card is linked to an eligible Rogers mobile plan.
Travel insurance with no annual fee: Enjoy some travel insurance coverage, including emergency medical and trip cancellation, with no annual fee to carry the card.
Drawbacks of the Rogers Red World Elite® Mastercard®
Limits to travel cover: The travel insurance does not include coverage for delayed flights, lost or delayed baggage, or hotel burglaries, leaving frequent travelers seeking more comprehensive protection.
Paid airport lounge access: While the card provides access airport lounges, each visit costs $32 USD per person.
Lacks premium perks: The card does not offer popular travel benefits such as priority boarding, free checked bags, or transferable rewards for frequent flyer programs, which are available with some competing cards.
Restricted cash-back redemption: Cash-back rewards cannot be redeemed as direct statement credits; they must be applied toward eligible purchases made with the card.
Who should get the Rogers Red World Elite® Mastercard®?
The Rogers Red World Elite® Mastercard® is best suited for:
Cross-border shoppers who frequently make U.S. dollar purchases and want to maximize the 3% cash-back rate.
Current Rogers, Fido or Shaw customers, as cardholders with at least one existing service can earn 2% unlimited cash back on all non-U.S. dollar purchases.
Everyday spenders who seek cash-back rewards on a no-fee credit card with added travel perks.
Is the Rogers Red World Elite® Mastercard® worth it?
The Rogers Red World Elite® Mastercard® is likely worth it for frequent U.S. dollar spenders and Rogers customers, as it offers strong cash-back rates and no annual fee.
However, if your spending doesn’t include U.S. dollars or you lack a Rogers, Fido, or Shaw account, the card may offer limited value compared to more versatile options.
Rogers Bank customer ratings
Mediocre Trustpilot rating: 1.8 out of 5 possible stars based on 16 customer reviews, as of this writing. Its parent company, Rogers Communications, receives a Trustpilot rating of 1.3 out of 5 possible stars based on over 1,800 customer reviews, as of this writing.
Poor Better Business Bureau rating: 1 out of 5 possible stars based on over 25 customer reviews, as of this writing. Its parent company, Rogers Communications, receives 1.1 out of 5 possible stars based on over 400 customer reviews, as of this writing.
Rogers Red World Elite® Mastercard® eligibility
Who qualifies for the Rogers Red World Elite® Mastercard®?
To qualify for the Rogers Red World Elite® Mastercard®, you must:
Be a Canadian resident.
Be at least the age of majority for your province or territory.
Not have declared bankruptcy in the past seven years.
Have a minimum annual income of $80,000 or household income of $150,000.
Approximate credit score needed for approval
Canadian credit card issuers rarely disclose required credit scores, which makes it hard to know your chances of approval when comparing credit cards. However, higher scores generally mean better chances of approval, and that’s true regardless of the type of credit you’re applying for.
Want to learn more? Visit our “What Credit Score is Needed for a Credit Card?” page.
Rogers Red World Elite® Mastercard® rewards
Cardholders earn cash-back rewards at the following rates:
3% unlimited cash back on all U.S. dollar purchases.
2% unlimited cash back on all non-U.S. dollar purchases if you have at least one qualifying service with Rogers, Fido or Shaw. Otherwise 1.5% unlimited cash back on all other non-U.S. dollar purchases.
The Rogers Red World Elite® Mastercard® delivers unlimited 3% cash back on U.S. dollar purchases and 2% cash back on all non-U.S. dollar purchases if you have at least one qualifying service with Rogers, Fido, or Shaw. Without a qualifying service, you’ll earn 1.5% cash back on all other non-U.S. dollar purchases.
For cardholders who make large or frequent U.S. dollar purchases, the 3% cash-back rate offers significant value. Meanwhile, the 1.5% cash-back rate on everyday spending ensures rewards with any purchase, even without a qualifying service.
The card also includes a respectable insurance coverage bundle, such as emergency medical and trip cancellation insurance, adding extra value should it ever need to be used.
The Rogers Red World Elite® Mastercard® does not have a welcome offer as of this writing.
How to apply for the Rogers Red World Elite® Mastercard®
The application process for the Rogers Red World Elite® Mastercard® can be completed online:
Select the Apply Now button from the Rogers Red World Elite® Mastercard® page on the Rogers Bank website.
Confirm your eligibility for the Rogers Red World Elite® Mastercard® by selecting your responses to the eligibility questionnaire.
Review the card’s terms and conditions and select Continue.
Enter your personal details, including your full name, date of birth, phone number, email address, residential address and employment status.
Tell Rogers Bank about your finances, including your annual personal income, household income and residential status.
Review the information you’ve entered and select Continue.
Review the card’s insurance coverage, as well as the terms and conditions.
Submit your application.
Rogers Red World Elite® Mastercard® vs Tangerine World Mastercard®
Both of these credit cards earn cash back, but eligibility criteria and earn rates vary.
Rewards breakdown
Rewards breakdown
NerdWallet's take
NerdWallet's take
Card details
Card details
Rewards breakdown
Rewards breakdownNerdWallet's take
NerdWallet's takeCard details
Card detailsReasons you might want a different card
The Rogers Red World Elite® Mastercard® may not be a practical fit if:
You don’t make many U.S. dollar purchases.
You want a card with more travel perks, like priority boarding or free checked bags.
You’d prefer to earn different rewards, like points or miles.
Rogers Red World Elite® Mastercard® facts
Rogers Red World Elite® Mastercard® | |
Card type | |
Fees and interest rates | |
Annual fee | $0.00 |
Regular/purchase APR | 20.99%. |
Penalty APR | 25.99% for purchases and 27.99% for cash advances and balance transfers if you miss two payments within a 12-month period. |
Cash advance APR | 22.99%. |
Cash advance fee | $5 per transaction. |
Balance transfer APR | 22.99%. |
Balance transfer fee | 3% of the transaction amount. |
Foreign transaction fee | 2.5% of the transaction amount. |
Rewards and benefits | |
Intro offer | N/A. |
Reward earn rates |
|
Other perks |
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Insurance coverage | |
Travel medical | Up to $1 million for medical emergencies. |
Trip interruption | Up to $5,000 for all insured persons combined. |
Trip cancellation | Up to $5,000 for all insured persons combined. |
Rental car theft/damage | For up to 31 days. |
Extended warranty | Up to one additional year. |
Purchase Protection | 90 days. |
Methodology
BACK TO TOPNerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation methodology include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.
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