Our Take
4.9
The bottom line:
World of Hyatt Business Credit Card
on Chase's website
More details from Chase
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening
- Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
Pros & Cons
Pros
- New cardholder bonus offer
- High rewards rate
- No foreign transaction fees
- Automatic elite status
Cons
- Requires good/excellent credit
- Has annual fee
- No intro APR
- No free anniversary night
Compare to Other Cards
at Chase | at Chase | at American Express |
Annual fee $199 | Annual fee $95 | Annual fee $375 |
Regular APR 20.99%-27.99% Variable APR | Regular APR 20.74%-25.74% Variable APR | Regular APR 18.99%-27.99% Variable APR |
Intro APR N/A | Intro APR N/A | Intro APR 0% intro APR on purchases for 6 months from the date of account opening |
Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent |
Full Review
World of Hyatt Business Credit Card: Basics
- 9 points total per $1 spent at Hyatt: 4 bonus points per $1 on qualified purchases at Hyatt hotels and 5 base points per $1 from Hyatt as a World of Hyatt member.
- 2 bonus points per $1 spent in your top three spend categories each quarter through Dec. 31, 2024, then your top two categories each quarter.
- 2 bonus points per $1 spent on fitness club and gym memberships.
- 1 bonus point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits. Spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- Five tier-qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status for up to five employees.
- After spending $50,000 or more on the card in a calendar year, cardholders receive 10% of redeemed points back as bonus points for the remainder of the calendar year, up to 20,000 bonus points per year.
Why you might want the World of Hyatt Business Credit Card
Valuable welcome bonus
Additional rewards and benefits for spending with Hyatt
Double rewards on your top shopping categories
- Dining.
- Flights purchased directly through the airline.
- Rental car agencies.
- Local transportation and commuting.
- Gas stations.
- Internet, cable and phone services.
- Social media and search engine advertising.
- Shipping.
No foreign transaction fee
Additional benefits
Why you might want a different card
High annual fee
No free hotel night
Limited redemption opportunities
Is the World of Hyatt Business Credit Card right for you?
- Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
- When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
- When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
- The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by New Hampshire Insurance Company, an AIG Company.
on Chase's website