Choosing a Credit Card

Find a great credit card for your situation with our tips, guides and helpful articles on choosing a credit card. Compare our top picks in a variety of categories to help make your choice.

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Pick a credit card in 4 steps

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Best credit cards of 2023

Best starter credit cards

Best secured credit cards

Featured Video

Is a credit card sign-up bonus worth it? Here’s how to tell.

Personal finance expert Sara Rathner shares three tips to keep in mind when you come across a really large sign-up bonus, including the "rule of three." She also shares her own personal credit card strategy and what she looks for in a card.

Choosing a credit card FAQs

What’s the easiest credit card to get?

The easiest card to get will depend on your credit score and history. Those with excellent credit will find most cards easy to get. Those who don’t will have an easier time getting secured cards, student cards, store cards, alternative credit cards, or authorized-user credit cards.

What is a secured credit card?

A secured credit card requires a cash deposit when you open the account. This reduces the risk to the issuer, allowing them to accept applications from those with poor credit or a thin credit history.

Will getting more than one credit card help my credit score?

You only need one card to build a good score, but there are some benefits to having more than one card.

Choosing a card

Tips and advice to help you choose a credit card

The Best Credit Cards Have Three Things in Common

by Kenley Young

5 Credit Card Red Flags to Avoid

by Funto Omojola

How to Choose Your Second Credit Card

by Claire Tsosie

Cash Back vs. Travel Rewards: How to Choose

by Claire Tsosie

Best credit cards by issuer

Credit cards for building credit

When you have little or no credit history, or have a low credit score, your financial options are limited and it can be tough to get a traditional credit card. There are several different credit card options that you can still qualify for and will help you build credit.