Retirement Planning

Retirement planning means knowing when to start, figuring out how much you’ll need and choosing the right accounts to help you get there. Here’s how to get started, wherever you are in your career.

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.

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Are you saving enough for retirement?

There are countless factors to consider when deciding how much money to put away for retirement. The sooner you make a plan to cover your retirement costs, the easier it will be to feel confident you'll be comfortable in your golden years. 

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IRA provider reviews

Wealthfront Review 2025: Pros, Cons & How It Compares

5.0

NerdWallet rating 
With Wealthfront, you get low-cost access to a diverse investment lineup, excellent planning tools and a variety of tax-saving strategies. The company also offers access to individual stocks for DIY investors.

Betterment Review 2025: Pros, Cons & How it Compares

5.0

NerdWallet rating 
Betterment is one of the top robo-advisors, with goal-oriented tools and helpful tax strategies that will appeal to investors of all types. Access to human advisors is available with the Premium plan.

Fidelity Review 2025: Pros, Cons and How It Compares

5.0

NerdWallet rating 
Fidelity is one of the most well-rounded brokerages available today. It offers no commissions on stock or ETF trades and a selection of no-expense-ratio index funds suited to both beginner and active investors.

TD Ameritrade Review 2023: Pros, Cons and How It Compares

5.0

NerdWallet rating 
Charles Schwab acquired TD Ameritrade in 2019, and is currently working to transition clients. NerdWallet is no longer updating this review.

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