Get the year’s best financial products
Know you have the best in finance with our list of the top credit cards, mortgages, investment accounts and more, curated by our team of Nerds.
What makes our list unlike any other
Rigorous evaluations
We scrutinize rates and rewards, scour through fees, and dive into customer support, reviews, and more. We’ve covered every detail, in 59 categories, to bring you the best financial products of the year.
Unbiased decisions
While some of our winners may be partners, it never influences our decisions or opinions. No company can “buy” an award, and only products that meet our editorial team's standards make the final list. We take a purely objective view to every category and hold our opinions as our own.
All in one place
We’ve dug into every corner of personal finance – from credit cards, mortgages, investment accounts –to set you up for your best year yet.
Frequently Asked Questions
NerdWallet's award winners are chosen through a rigorous evaluation process involving more than four dozen of our writers and editors. NerdWallet's ratings formulas for credit cards, for example, consider the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. For mortgages, our evaluation includes loan types, loan products, online capabilities, online rate information, customer service and complaints filed with the Consumer Financial Protection Bureau. For more info, see our methodologies.
Our team of Nerdy experts is composed of writers and editors — based all across the country — who have years of experience reviewing and writing about personal finance products for consumers.
Writers and editors use comprehensive scoring formulas that assess each financial product’s key features, weighting them according to their importance to consumers.
Nope. Editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Only products that meet the editorial team’s standards appear in our Best-Of Awards lists, meaning no company can “buy” an award.
NerdWallet’s awards are given annually to the best of the best. Our other lists of top financial products throughout the year may be longer than the list of award winners, offer additional consumer choices and get updated as products change, products are discontinued and new products emerge. This year's winners were chosen in mid-November 2021.
Our 2021 Best-Of Award winners are still live. If you’d like to see who won last year, feel free to take a look and compare with this year’s winners.
DISCLAIMER
