Best Mortgage Lender for VA Loans

How we picked the lenders to evaluate:

NerdWallet reviewed the majority of the largest U.S. mortgage lenders by annual loan volume (lenders had to have at least a 1% market share). We focused on lenders that offered the following loans: purchase, refinance, jumbo, FHA, VA and/or HELOCs. In addition, we reviewed online lenders and emerging and notable players. We also considered lenders with significant online search volume and those that specialize in serving various audiences across the country. Some of these are companies that NerdWallet partners with, some are not.

How we chose the winner:

We started by pooling all of our reviewed lenders that offer VA loans. The winner(s) must offer at least four of the following online capabilities: full online application, document upload, loan-process tracking, e-signature and a mobile-responsive website and/or an app with mortgage functionality. The winner(s) must also specialize in VA lending, have low origination fees, and provide other programs or benefits to qualified borrowers. In the result of a tie, the winner(s) will be up to two lenders with the highest share of VA lending volume.

How we verified our data:

NerdWallet solicits information from reviewed lenders on a recurring basis throughout the year. All lender-provided information is verified through lender websites and interviews. We also utilized 2018 HMDA data for origination fee and share-of-product data.