The editorial team at NerdWallet is committed to accurate, inclusive and actionable content that inspires and serves all readers. Our editorial principles and practices guide the ways in which we source, report, write and edit our stories. We follow a rigorous fact-checking process and correct errors fully and promptly. Editorial independence is a core value. Our editorial advice, recommendations and product assessments are not influenced by business partners, whether internal or external. We are transparent in how we make money and how we rate products. We are building an editorial team that reflects our diverse audience and its different financial situations. We welcome and encourage experiences and viewpoints that best help us connect with our readers, answer their questions and earn their trust.