Looking for lower insurance quotes? We'll shop for you.
Sign in to NerdWallet or sign up for a free account, then link your auto, homeowners, and renters policies to see all your coverage in one place.
See how your premium compares to what customers like you are paying on average with popular carriers.3 Average rates are based on factors like location, and may differ from final quotes.
Check back soon — we’ll continue to refresh your report so you always know if you have a good deal.
We’ll shop 40+ national and regional carriers to get you quotes for lower premiums.4
You could save by switching homeowners, renters, or auto insurance.2
We’ll constantly be on the lookout for savings for you. Whenever we find a deal, we’ll let you know.
Join for just $49/year to get access to our insurance assistant and more:
Earn cash rewards for making smart decisions with eligible products5 on NerdWallet — and for the smart financial moves you’re already making.
Get exclusive access to the Atomic Treasury account, which has a 4.42% yield.6 Plus, its earned interest is exempt from state and local income taxes.
Send our NerdWallet writers your questions about financial topics like credit, debt, budgeting, and insurance, and they’ll get you a reply within 2 business days.
Find out how much you could save by switching policies.2 .
FAQs
Our insurance assistant allows you to link and manage your insurance information in one central location — so it’s easy to find when you need it.
It also looks at what you're paying for your policy, and automatically shops national and regional insurers to find lower quotes for you.
Find the insurance assistant on your NerdWallet+ member dashboard.
You can link auto insurance and property insurance (home insurance or renters insurance) from the following insurance companies:
• 21st Century Insurance
• AAA Insurance
• Acuity Insurance
• Alfa Insurance
• Allstate
• American Family
• American Integrity Insurance
• American Modern
• American National
• Amica Mutual Insurance
• Arbella Insurance
• Arkansas Farm Bureau
• Assurant
• Auto-Owners Insurance
• Bear River Mutual
• Berkshire Hathaway GUARD Insurance Companies
• Branch
• Bristol West Insurance
• California Casualty
• Central Insurance Companies
• Chubb
• Cincinnati Financial Group
• Citizens Property Insurance
• Colorado Farm Bureau
• Connect by American Family
• COUNTRY Financial
• Dairyland
• Direct Auto Insurance
• Donegal Insurance Group
• Elephant Insurance
• Encompass Insurance
• Erie Insurance
• Esurance
• Farm Bureau Financial Services
• Farmers
• FedNat Insurance Florida
• Florida Farm Bureau
• Florida Peninsula Insurance Company
• Foremost Insurance Group
• Fred Loya Insurance
• Frontline Insurance
• GEICO
• Georgia Farm Bureau
• GoAuto Insurance
• Grange Insurance
• Hagerty
• Heritage Insurance
• Hippo
• Homeowners of America
• Homesite Insurance
• Horace Mann
• Indiana Farm Bureau
• Integrity P&C
• Kemper Personal Insurance
• Kentucky Farm Bureau
• Lemonade
• Liberty Mutual
• Louisiana Farm Bureau
• MAPFRE Insurance Company
• Mercury
• MetLife
• Metromile
• Michigan Farm Bureau
• Midvale Insurance Auto
• Midvale Insurance Home
• Mississippi Farm Bureau
• MSA Group (Main Street America Insurance)
• Mutual of Enumclaw Insurance
• National General
• Nationwide
• NJM (New Jersey Manufacturers)
• North Carolina Farm Bureau
• NYCM (New York Central Mutual)
• Olympus Insurance
• Pekin Insurance
• Pemco Mutual
• Penn National Insurance
• Plymouth Rock Assurance
• Progressive
• PURE Insurance
• QBE North America
• Root Insurance
• Safeco Insurance
• Safety Insurance
• SageSure
• Security First Insurance Company
• Selective
• Shelter Insurance
• South Carolina Farm Bureau
• State Auto Insurance
• State Farm
• Stillwater Insurance Group
• Tennessee Farm Bureau
• Texas Farm Bureau
• The Andover Companies
• The General
• The Hanover Insurance Group
• Tower Hill Insurance
• Travelers
• United Automobile Insurance Company
• Universal North America
• Universal Property
First, we use the information you provide to create a rate report especially for you. The rate report reveals how your premium compares to average rates from major insurers in your area for people with similar insurance needs. Average rates are based on factors like location, and may differ from final quotes.
Then, we do the work to get quotes for lower premiums from national and regional insurance carriers. We’re constantly on the lookout for new deals for you, and when we uncover potential savings, we let you know. You’ll be able to compare quotes online before finalizing them with our partner, Covered. Your final price may differ from your initial quote based upon coverage selected and other factors that apply to your specific situation.
Our partner, Covered, works with national and regional insurance carriers, including:
• AccessOne80
• American Integrity
• ASI
• ASI Flood
• Assurance America
• Bamboo
• Bristol West
• CA Fair Plan
• Chubb
• CSAA (AAA)
• DairyLand
• Delos
• Encompass
• Foremost
• The General
• Gainsco
• Grange
• Hanover
• Hagerty
• Homeowners Of America Insurance
• Johnson & Johnson
• Kemper Personal Insurance
• LA Citizens
• Lemonade
• National General
• Neptune
• Nationwide Insurance Company
• Pinnacol
• Plymouth Rock
• Progressive
• Safeco
• SageSure
• Savvi
• Stillwater
• RLI
• The General
• Travelers
• Velocity
• Wright Flood
• Wellington
After joining NerdWallet+, log in to your NerdWallet account and link your current auto or property insurance policy. Our insurance assistant takes over from there – continually shopping around for you and gathering quotes from national and regional carriers.
The amount of time needed to gather quotes can vary due to the factors insurers consider when setting their rates. We could have quotes ready for you in days or weeks, depending on your current rates and market prices. Watch your insurance dashboard for status updates.
We’ll alert you when we find quotes lower than what you’re paying now. You’ll be able to follow a link to see your quotes.
We’ll also let you know if we think there’s a good chance we can find you savings – but we need a few more details to unlock additional quotes.2 You’ll be able to follow a link to see available quotes and connect with an advisor so we can get more quotes for you.
Keep in mind that in both cases your final price may differ from the initial quote.
Insurance carriers set rates based on a variety of factors, and each insurer treats each factor differently. That’s why quotes can vary across insurers. Learn about:
• What affects your car insurance rates
• What goes into a homeowners insurance quote
• What goes into a renters’ insurance quote
2Insurance rates and discounts are based upon the specific coverage you select and other factors that apply to your situation. Discounts and coverage are subject to terms, conditions and availability. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.
3Must have an auto or property (homeowners or renters) policy with one of the 100+ supported insurance carriers that can be linked to NerdWallet — see FAQ for full list.
4As of 9/5/2024.
5All eligible products require partner approval. See partner terms and conditions before applying.
6Yields may vary based on dates of issuance and maturity. The value of T-Bills fluctuates and you may receive more or less than your original investment if sold prior to maturity. Yield is an annualized 4-week Treasury Bill (“T-Bill”) rate when held to maturity as of 12/11/2024. The rate shown is subject to price fluctuation and is net of fees. T-Bills are purchased at a discount to par, with the price being subject to market fluctuation. The amount of T-Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield. In general, the bond market is volatile, and fixed income securities carry interest rate risk. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income securities also carry other risks, including inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Income earned on Treasury Bills is exempt from state and local taxes, but taxable by the federal government.
All images are for illustrative purposes only.