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THE BOTTOM LINE
Spot offered some of the most consistently affordable cat insurance rates when NerdWallet gathered sample quotes from more than a dozen pet insurers. The company’s pet insurance plans are comprehensive, covering alternative treatments, behavioral therapies, dental illness, microchip implantation and diets prescribed to treat a covered condition. The company’s policies are customizable, with many annual coverage limits, reimbursement rates and deductibles to choose from. The company also offers a 10% multipet discount.
THE BOTTOM LINE
You name it, and ASPCA pet insurance probably covers it — including dental illnesses, behavioral issues, alternative treatments, prescription food and even microchipping. Unlike some other pet insurers, it also includes coverage for accident or illness exam fees. If you want less coverage and a lower rate, you can opt for an accident-only policy. If you want even more coverage, you can add a preventive care plan to pay for services like dental cleaning, heartworm tests and vaccinations. The company offers pet insurance not only for dogs and cats but also for horses.
THE BOTTOM LINE
Formerly known as Petplan, Fetch offers an accident and illness policy with a unique type of coverage: up to $1,000 in boarding fees for a pet if its owner is in the hospital. The plan also covers vet exam fees, tooth injuries and diseases, and behavioral therapy. You can add wellness coverage to pay for things like dental cleaning and vaccinations. However, accident-only plans aren't available.
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