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Insurance Plan Discontinued? Find the Best Alternatives Here!
Plans can vary significantly from one company to another. Compare the options below and apply today for the one that best fits your needs.
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Spot Pet Insurance

NerdWallet rating 

5.0

/5
Spot Pet Insurance - Social
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on Spot's website

Coverage

Covers what others don’t: prescription food, microchips, and behavioral therapy

Plan Types

Offers preventative treatment and screenings plans

Limits

No upper age limit for coverage of older pets

Discounts

10% multi-pet discount

THE BOTTOM LINE
Spot offered some of the most consistently affordable cat insurance rates when NerdWallet gathered sample quotes from more than a dozen pet insurers. The company’s pet insurance plans are comprehensive, covering alternative treatments, behavioral therapies, dental illness, microchip implantation and diets prescribed to treat a covered condition. The company’s policies are customizable, with many annual coverage limits, reimbursement rates and deductibles to choose from. The company also offers a 10% multipet discount.

ASPCA Pet Insurance

NerdWallet rating 

5.0

/5
ASPCA Pet Insurance - Social
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on ASPCA's website

Coverage

Generous coverage options, including wellness and accident-only plans

Plan Types

In addition to cats and dogs, horse plans are also available

Waiting Period

Shorter waiting periods than most insurers

Discounts

10% discount for veterinarians and multiple pets

THE BOTTOM LINE
You name it, and ASPCA pet insurance probably covers it — including dental illnesses, behavioral issues, alternative treatments, prescription food and even microchipping. Unlike some other pet insurers, it also includes coverage for accident or illness exam fees. If you want less coverage and a lower rate, you can opt for an accident-only policy. If you want even more coverage, you can add a preventive care plan to pay for services like dental cleaning, heartworm tests and vaccinations. The company offers pet insurance not only for dogs and cats but also for horses.

Fetch Pet Insurance

NerdWallet rating 

4.5

/5
Fetch Pet Insurnace - Social
Apply Now

on Fetch's website

Overall

Ideal if you want a lot of coverage with a high reimbursement rate

Coverage

Covers what other insurers may not: cancer, acupuncture, and behavioral therapy

Boarding Fees

Offers $1,000 in boarding fees if owner is hospitalized

Virtual Visits

Pays up to $1,000 for virtual vet visits

THE BOTTOM LINE
Formerly known as Petplan, Fetch offers an accident and illness policy with a unique type of coverage: up to $1,000 in boarding fees for a pet if its owner is in the hospital. The plan also covers vet exam fees, tooth injuries and diseases, and behavioral therapy. You can add wellness coverage to pay for things like dental cleaning and vaccinations. However, accident-only plans aren't available.
Frequently Asked Questions