The NerdWallet App

Financial clarity all in one place.

Track your budget and credit score on the NerdWallet app, and let the Nerds guide you toward your financial goals.

Track your credit score with the NerdWallet app

When your score changes, our app tells you why — and suggests what to do in the future.

Track all your money in one place with NerdWallet

Your Net Worth

See how your spending, savings, investments, and equity add up.

Your Cash Flow

All your spending from all your accounts — all at a glance.

Your Credit Score

Check your score anytime, and get alerts when we see a change.

Your Home Value

Keep track of your home equity and know when to refinance.

Your Wallet

Earn more points and rewards based on your spending trends.

Your Credit Report

Monitor your credit report, and start a dispute if something’s off.

Track your spending with the NerdWallet app

Track your budget and see all of your finances together in a single place. Get timely insights to make smart financial decisions – all for free.

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Frequently asked questions about NerdWallet

Do I need to sign up to use NerdWallet?

Anyone can access NerdWallet’s articles, money management advice, and calculators. However, the only way to get the full benefit of NerdWallet is to create a free account and connect all your finances. That lets us give you the most personalized and relevant insights to build your credit and grow your money.

Why does NerdWallet require me to connect my credit score and bank account when I sign up?

Linking your TransUnion® credit profile, bank accounts, credit cards, and loans allows the Nerds give you the most relevant personalized insights based on your unique financial position. However, general guidance is still available without an account on NerdWallet.com.

Is NerdWallet safe? Secure?

We have several measures in place to keep your personal data personal. Your data is encrypted for enhanced protection, and every account you link is protected by a secure, third-party connection service.

Does NerdWallet hurt your credit score?

Nope! Checking your own credit on NerdWallet will not affect your score at all. You can even access your full credit report to monitor it as often as you’d like.

Is NerdWallet accurate?

The accuracy of the information displayed is entirely dependent on the accounts you link with NerdWallet. To see the most accurate information, connect all of your bank accounts, credit cards, loans, and your home value, where applicable.

Is NerdWallet free? How does NerdWallet make money?

NerdWallet is entirely free for our account holders. So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

Have a question you don’t see here? Check out our NerdWallet community forum.