TOP FEATURES
Cash rewards for your smart financial decisions*
Earn rewards for the smart financial moves you make every day — and
for making smart decisions with eligible products on NerdWallet.
Here’s how it all adds up.
Up to $78/year in rewards for recurring smart moves
Up to $78/year in rewards for recurring smart moves
Earn rewards monthly for reviewing your spending and savings, categorizing your transactions, and more.
Up to $76/year in rewards for one-time smart moves
Up to $76/year in rewards for one-time smart moves
Earn one-time rewards for getting your credit score, linking a financial account, and more.
Up to $100 in banking rewards
Up to $100 in banking rewards
Deposit any amount of money into one of these high-yield savings accounts to earn $100 — on top of any financial institution sign-on bonus.
*NerdWallet+ members get rewarded via points. 100 points = $1 in
value. You can initiate an ACH deposit once you reach 2,500 points
($25) or redeem for a gift card.
Exclusive access to products and tools
Whether you want to reduce your investment fees or cancel unwanted subscriptions with ease, these products and tools can help you make the most of your money.
Treasury account
Subscription Manager
Smart perks
Treasury account
Get access to the Atomic Treasury account that earns a NaN% APY on T-Bills.⁵ Plus, the interest you earn is exempt from state and local income taxes² — so you can keep more of your money.
Treasury account
Subscription Manager
Subscription Manager
Smart perks
Smart perks
Examples are for illustrative purposes only and do not represent actual investor outcomes. Investments can lose value and returns are not guaranteed. Past performance does not guarantee future performance.
What members are saying
All testimonials are from current NerdWallet+ members who have not been compensated in connection with their statements.
How NerdWallet+ works
What sets NerdWallet+ apart
As a NerdWallet+ member, you'll get access to exclusive features and product offers that help you make even smarter financial decisions.
Personalized product recommendations
Customized financial insights
Budget and net worth tracking
Cash rewards
Lower fees on the Atomic Treasury account
Lower fees on the Atomic Automated Investment account
NerdWallet+ Subscription Manager powered by ScribeUp
Personalized insurance rate report
Exclusive discounts and perks
FAQs
What is NerdWallet?
NerdWallet is a website and app that helps you make smarter financial decisions. Whether you want to learn about the latest financial news, shop top financial products, or manage your money, our Nerds — journalists who have researched and reviewed 1,300+ financial products — have you covered, from credit cards to bank accounts and beyond.
What is the difference between a NerdWallet account and a NerdWallet+ membership?
A NerdWallet account is free and includes access to budget tracking, customized financial insights, and personalized product recommendations. A NerdWallet+ membership costs $49/year and includes everything a NerdWallet account does, plus:
- Cash rewards for the smart financial moves you’re already making — and for making smart decisions with eligible products on NerdWallet
- Access to the NerdWallet+ Subscription Manager powered by ScribeUp.
- A personalized insurance rate report showing how your premiums compare to average rates from major area insurers for people like you.
- Savings through exclusive access to financial products and tools.
How much does a NerdWallet+ membership cost?
$49/year — and with the opportunity to earn up to $599/year in rewards and savings, it's easy to earn back your annual membership fee.7
How do I redeem my NerdWallet+ rewards?
NerdWallet+ members get rewarded via points. 100 points = $1 in value. Once you reach 2,500 points, you may initiate a $25 ACH deposit to your linked bank account or redeem for a gift card from merchants like Amazon, Target, Walmart, Starbucks, DoorDash, and Uber.
Where can I find more information about the Atomic Treasury account?
For more information about the Atomic Treasury account, visit this page.
Where can I find more information about the Atomic Automated Investment account?
For more information about the Atomic Automated Investment account, visit this page.
Where can I find more information about the NerdWallet+ Subscription Manager powered by ScribeUp?
For more information about the NerdWallet+ Subscription Manager powered by ScribeUp, visit this page.
Where can I find more information about NerdWallet+ in general?
For more information about NerdWallet+, check out the full program details.
1All eligible products require partner approval. See partner terms and conditions before applying.
2Income earned on Treasury Bills is exempt from state and local taxes, but taxable by the federal government.
3Responses are the opinions of NerdWallet’s editorial writers, based on their experience writing about financial topics and the info you provide. Answers are for general educational purposes only, and not financial advice. Consult a CFP or a financial advisor for more on what is best for you specifically.
4The total combined maximum rewards amount is $599, which may change without notice. Rewards may be subject to different terms, and additional qualifying actions may be required. See the full terms for details.
5Treasury Bill (“T-Bill”) yields may vary based on dates of issuance and maturity. The value of T-Bills fluctuates and you may receive more or less than your original investment if sold prior to maturity. T-Bills are purchased at a discount to par, with the price being subject to market fluctuation. The amount of T-Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield. In general, the bond market is volatile, and fixed income securities carry interest rate risk. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income securities also carry other risks, including inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Income earned on Treasuries is exempt from state and local taxes, but taxable by the federal government.
6The NerdWallet+ Bill and Subscription Manager powered by ScribeUp is a co-branded product by NerdWallet, Inc. and ScribeUp, Inc. Features are subject to each company’s terms and conditions. NerdWallet and ScribeUp are independently responsible for their respective services as part of this co-branded offering.
7The total combined maximum rewards amount is $599, which may change without notice. Rewards may be subject to different terms, and additional qualifying actions may be required. See the full terms for details.
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