Cash rewards for your smart financial decisions*
Earn rewards for the smart financial moves you make every day — and for making smart decisions with eligible products on NerdWallet. Here’s how it all adds up.
Up to $78/year in rewards for recurring smart moves
Up to $78/year in rewards for recurring smart moves
Earn rewards monthly for reviewing your spending and savings, categorizing your transactions, and more.
Up to $76/year in rewards for one-time smart moves
Up to $76/year in rewards for one-time smart moves
Earn one-time rewards for getting your credit score, linking a financial account, and more.
Up to $100 in banking rewards
Up to $100 in banking rewards
Deposit any amount of money into one of these high-yield savings accounts to earn $100 — on top of any financial institution sign-on bonus.
*NerdWallet+ members get rewarded via points. 100 points = $1 in value. You can initiate an ACH deposit once you reach 2,500 points ($25) or redeem for a gift card.
Exclusive access to products and tools
Whether you want to maximize your savings or get a lower insurance premium, these products and tools can help you make the most of your money.
Treasury account
Insurance assistant
Smart perks
Treasury account
Get access to the Atomic Treasury account that earns a NaN% APY on T-Bills.⁵ Plus, the interest you earn is exempt from state and local income taxes² - so you can keep more of your money.
Treasury account
Insurance assistant
Insurance assistant
Smart perks
Smart perks
Examples are for illustrative purposes only and do not represent actual investor outcomes. Investments can lose value and returns are not guaranteed. Past performance does not guarantee future performance.
What members are saying
All testimonials are from current NerdWallet+ members who have not been compensated in connection with their statements.

How NerdWallet+ works

What sets NerdWallet+ apart
As a NerdWallet+ member, you’ll get access to exclusive features and product offers that help you make even smarter financial decisions.
Personalized product recommendations
Customized financial insights
Budget and net worth tracking
Cash rewards
Exclusive insurance assistant tool
Exclusive access to the Atomic Treasury account
Exclusive discounts and perks
FAQs
What is NerdWallet?
NerdWallet is a website and app that helps you make smarter financial decisions. Whether you want to learn about the latest financial news, shop top financial products, or manage your money, our Nerds — journalists who have researched and reviewed 1,300+ financial products — have you covered, from credit cards to bank accounts and beyond.
What is the difference between a NerdWallet account and a NerdWallet+ membership?
A NerdWallet account is free and includes access to budget tracking, customized financial insights, and personalized product recommendations. A NerdWallet+ membership costs $49/year and includes everything a NerdWallet account does, plus:
  • Cash rewards for the smart financial moves you’re already making — and for making smart decisions with eligible products on NerdWallet
  • Exclusive access to financial products and tools that help you save smarter, get better insurance rates, and more
How much does a NerdWallet+ membership cost?
$49/year — and with the opportunity to earn up to $599/year in rewards and savings, it's easy to earn back your annual membership fee.4
How do I redeem my NerdWallet+ rewards?
NerdWallet+ members get rewarded via points. 100 points = $1 in value. Once you reach 2,500 points, you may initiate a $25 ACH deposit to your linked bank account or redeem for a gift card from merchants like Amazon, Target, Walmart, Starbucks, DoorDash, and Uber.
Where can I find more information about the Atomic Treasury account?
For more information about the Atomic Treasury account, visit this page.
Where can I find more information about the NerdWallet+ insurance assistant tool?
For more information about the NerdWallet+ insurance assistant tool, visit this page.
Where can I find more information about NerdWallet+ in general?
For more information about NerdWallet+, check out the full program details.
1All eligible products require partner approval. See partner terms and conditions before applying.
2Income earned on Treasury Bills is exempt from state and local taxes, but taxable by the federal government.
3Responses are the opinions of NerdWallet’s editorial writers, based on their experience writing about financial topics and the info you provide. Answers are for general educational purposes only, and not financial advice. Consult a CFP or a financial advisor for more on what is best for you specifically.
4The total combined maximum rewards amount is $599, which may change without notice. Rewards may be subject to different terms, and additional qualifying actions may be required. See the full terms for details.

Covered Insurance Solutions LLC General Disclosure

Insurance Assistant savings may vary. Insurance rates are subject to change based upon the specific coverage you select and other factors that apply to a specific situation. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.
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