For just $49/year, NerdWallet+ members can earn rewards for their smart financial decisions and savings through exclusive access to financial products and tools worth up to $425/year.*
TOP FEATURES
Cash rewards for your smart financial decisions*
Earn rewards for the smart financial moves you make every day — and for making smart decisions with eligible products on NerdWallet. Here’s how it all adds up.
Up to $78/year in rewards for recurring smart moves
Up to $78/year in rewards for recurring smart moves
Earn rewards monthly for reviewing your spending and savings, categorizing your transactions, and more.
Up to $76/year in rewards for one-time smart moves
Up to $76/year in rewards for one-time smart moves
Earn one-time rewards for getting your credit score, linking a financial account, and more.
Up to $100 in banking rewards
Up to $100 in banking rewards
Deposit any amount of money into one of these high-yield savings accounts to earn $100 — on top of any financial institution sign-on bonus.
*NerdWallet+ members get rewarded via points. 100 points = $1 in value. You can initiate an ACH deposit once you reach 2,500 points ($25) or redeem for a gift card.
Exclusive access to products and tools
Whether you want to maximize your savings or get a lower insurance premium, these products and tools can help you make the most of your money.
Treasury account
Insurance assistant
Smart perks
Treasury account
Get exclusive access to the Atomic Treasury account, which earns a NaN% APY on T-Bills.⁵ Plus, earned interest is exempt from state and local income taxes.
Treasury account
Insurance assistant
Insurance assistant
Smart perks
Smart perks
Examples are for illustrative purposes only and do not represent actual investor outcomes. Investments can lose value and returns are not guaranteed. Past performance does not guarantee future performance.
Direct access to our Nerds
Have questions about personal finance topics? Ask the Nerds and get an email response within 2 business days.3
Who we are
Our Nerds know finance — they’re knowledgeable journalists who have researched and reviewed 1,300+ financial products, from credit cards to bank accounts and beyond.
Why count on us
Our Nerds are objective — they’re never incentivized to promote certain financial products. Plus, they’re a cost-effective resource for occasional personal finance questions.
Topics we cover
Right now, our Nerds are answering your personal finance questions on topics like insurance shopping, credit score, debt pay down, budgeting, and saving. We may be covering additional topics in the future — stay tuned!
What members are saying
All testimonials are from current NerdWallet+ members who have not been compensated in connection with their statements.
How NerdWallet+ works
What sets NerdWallet+ apart
As a NerdWallet+ member, you’ll get access to exclusive features and product offers that help you make even smarter financial decisions.
Personalized product recommendations
Customized financial insights
Budget and net worth tracking
Cash rewards
Ability to ask our Nerds questions
Exclusive insurance assistant tool
Exclusive access to the Atomic Treasury account
Exclusive discounts and perks
FAQs
1All eligible products require partner approval. See partner terms and conditions before applying.
2Income earned on Treasury Bills is exempt from state and local taxes, but taxable by the federal government.
3Responses are the opinions of NerdWallet’s editorial writers, based on their experience writing about financial topics and the info you provide. Answers are for general educational purposes only, and not financial advice. Consult a CFP or a financial advisor for more on what is best for you specifically.
Covered Insurance Solutions LLC General Disclosure
Insurance Assistant savings may vary. Insurance rates are subject to change based upon the specific coverage you select and other factors that apply to a specific situation. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.See why it pays to go plus